• Provide prompt and accurate credit evaluations in a fast paced environment.
• Prepare formal credit write-ups.
• Monitor credit risk by periodically evaluating financial trends and/or credit bureau reports, pay habits and headline news.
• Work with sales teams to obtain customers’ current financial statements.
• Manage department tracking reports for accuracy and timely updates.
• Evaluate requests for Net 30 terms, within assigned credit limit, for the IIS and ISE divisions, in a timely manner.
• Ensure that credit files are maintained in a timely, orderly manner.

• 5 years of commercial credit analysis and risk underwriting experience, preferably in the banking/leasing industry.
• Proven experience and strong knowledge of financial statement analysis.
• Solid working knowledge of general accounting principals/GAAP.
• Working knowledge of commercial credit reporting agencies such as Dun and Bradstreet, Moody’s and S&P, Bloomberg.
• Moderate to advanced Excel and Word skills.

• Strong credit/risk analysis skills.
• Strong critical thinking skills with an ability to make balanced decisions, weighing risk to IIC while maintaining relationships and meeting customer needs.
• Ability to present complex financial analysis, verbal and written, in a concise and easy to understand format.
• Excellent verbal and written communication skills.
• Ability to communicate effectively on a one-on-one basis or in a group setting.
• Excellent interpersonal skills with the ability to provide superior customer service and maintain cooperative working relationships.
• Detail oriented with the ability to organize, prioritize, multi-task and follow up in a fast- paced environment.
• Self-starter – takes initiative and is proactive in taking action to resolve issues.
• Ability to assume responsibility and accountability for decision making required.
• Ability to quickly adapt and embrace new processes, ideas and technologies.
• Must be team player willing to assist others at all levels of the organization.
• Ability to exercise strict confidentiality.

• Medical, dental and vision coverage.
• 401(k) including company match and profit sharing.
• Flexible spending accounts.
• Team-oriented and entrepreneurial working environment.
• Employee Purchase plan.
• Business casual dress including casual Fridays.

For consideration for position, please forward resume and salary requirements in Microsoft Word or Adobe PDF to: lwirtz@insightinvestments.com

Please visit us at: www.insightinvestments.com

We are proud to be an Equal Opportunity Employer.

Date Posted: April 30, 2008

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Requirements:

• B.S. or B.A. degree in Finance or Accounting with 1year experience in credit, accounting or finance is required. Will consider 6 years experience in credit, finance or accounting in lieu of a degree.
• Must have knowledge of leasing, owner operator and private traditional vocations.
• Proficiency in Microsoft Office including Outlook, Word, Excel, Powerpoint and Access is required.

To view the various Credit positions on our website, please go to “careers” and use the keyword search “credit.”

We offer benefits that command attention, including competitive compensation, healthcare benefit options, work-life balance, vacations, holidays, employee assistance program, and many more.

Please visit our website for more information on the above and additional opportunities, and apply on line to above listed keyword search “credit” at:

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Microsoft Financing is a rapidly growing organization, expanding operations in more than 15 countries with additional countries coming on line this year. Our loan portfolio has more than doubled each year and is planned to grow 70% this year exceeding one billion dollars. This rapid growth has created the need for an experienced credit analyst to support this growth and to help manage portfolio risk.

Microsoft Financing is a wholly owned subsidiary whose mission is to help sell more Microsoft product by providing financing and payment flexibility to Microsoft's customers. With operations in 15 countries, growing to the top 20, and doubling its revenue and portfolio each year, the Worldwide Credit and Risk function plays a critical role in managing this business and in its overall success and profitability. Microsoft Financing has embarked on several projects, which will lead to having Financing as part of every customer proposal, giving Microsoft greater flexibility in its customer offerings.

This position is responsible for working with outside vendors in managing the worldwide credit decision process, portfolio risk management, exception approvals, policy

development and process design and implementation. Extensive internal contact will also be part of this job as financing is integrated into current and future product offerings and processes. International exposure and travel will also be required as we expand internationally. This position will have delegated credit decision and write-off making authority.
 
Please submit your resume to the following link:

Microsoft Financing - Credit Analyst - 224414

Date Posted: March 24, 2008

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PACCAR is global in nature but local in feel. You can make a positive impact in your field!

PACCAR Financial Corporation (PFC) is a captive subsidiary of PACCAR Inc, a Fortune 200 company established in 1905. PACCAR Inc is recognized as a global leader in the commercial vehicle, financial, and customer services fields with internationally recognized brands such as Kenworth, Peterbilt, DAF and Foden trucks.

PACCAR recently earned the distinction of being named a leading manufacturing company in ASSEMBLY magazine’s recently published "Assembly Top 50." PACCAR has generated four consecutive years of double-digit revenue and net income growth. PACCAR was also recognized by the EPA’s SmartWay® program and has accelerated its environmental leadership, as evidenced by the development of hybrid vehicle technologies.

• Analyze creditworthiness of fleet submittals and prepare recommendations. Participate in customer visits as appropriate.
• Recommend credit lines for fleet customers based on determination of annual purchase requirements and assessment of creditworthiness.
• Monitor fleet portfolio by completing quarterly analysis of Area’s largest customers.
• Manage fleet credit process to determine priorities and ensure satisfactory turnaround time.
• Monitor financial covenants and obtain and analyze updated financial statements on existing accounts.
• Review and approve retail and wholesale requests for financing within established credit authority.
• Train others as appropriate on the fleet credit process and required analysis.
• Assist in other duties as assigned.

• Minimum of four years of commercial lending experience, truck financing at the fleet level preferred. Leasing experience desired.
• Excellent analytical and decision making skills.
• Demonstrated verbal and written communication skills as well as negotiation skills.
• Computer literate.

• College degree in business, finance, or related field.

• 100% Tuition Reimbursement-Earn your Master’s degree and increase your potential!
• 401K with 5% company match plus a fully funded pension plan-Start saving now, minimize worries later!
• 11 paid holidays including a birthday holiday -An extra holiday just for you!

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