Experian announced the launch of the Metro Business Pulse, an analysis that ranks the top metropolitan statistical areas in four key business credit categories, including bankruptcy rates, the number of days business pay their bills beyond contracted terms, delinquency rates and commercial risk scores.

Experian said findings from the Q2 2013 analysis showed the following:

. New York metro area had the lowest business bankruptcy rate at 0.28%, while Sacramento, CA area businesses had the highest at 2.41%.

. Businesses in the Salt Lake City area had the lowest delinquency rates at 0.92%. Conversely, major metropolitan areas in Florida made up four of the bottom five for business delinquency rate, with the Miami area having the highest delinquency rate at 44.72%.

. When looking at commercial risk scores, Portland, OR area businesses came in with the highest average score of 65.68. The other metropolitan areas in the top five included: Pittsburgh (65.58); Grand Rapids 62.99); Seattle (62.09); and Albany (61.86). Miami area businesses had the lowest average commercial risk score (47.96), followed by Fort Lauderdale, Atlanta, Memphis and Orlando areas.

To read the Experian news release click here.