Bill Bosco is the principal of Leasing 101, a lease consulting company. Bill has over 37 years of experience in the leasing industry. His areas of expertise are accounting, tax, financial analysis, structuring, pricing and training. Bosco has been on the ELFA accounting committee since 1988 and was chairman for 10 years. He is a frequent author and speaker on leasing topics. He has been selected to the FASB/IASB Lease Project working group. He can be reached at wbleasing101@aol.com, www.leasing-101.com or 914-522-3233.

Brian Holland is president and chief financial officer at Fleet Advantage, a leading innovator in truck fleet business analytics, equipment financing and lifecycle cost management.

Diane Croessmann deploys leasing and managed solutions programs world- wide and develops early strategy for captive, vendor leasing and managed solutions programs, executing these programs and restructuring sales operations.

Joe Sebik is a CPA who has worked in the equipment finance industry since 1980. Currently employed by Siemens Financial Services, he has worked for PwC, IBM Credit, Citicorp Global Equipment Finance, Chase Equipment Leasing and JPMorgan’s Tax-Oriented Investments group. His roles have spanned all aspects of equipment finance, from auditing to financial reporting to transaction structuring and marketing to tax reporting. He has been on the ELFA’s Accounting Committee for more than 13 years and has been the chairman of the ELFA’s Federal Tax Committee since 2013. He has written extensively about the industry including numerous technical portfolios for Bloomberg/BNA on both lease accounting and the economics of equipment finance.

John Rizzi is leader of The Alta Group’s Digital Business Advisory Practice.

Linda Kester is a bestselling author and professional speaker with 25 years of experience in leasing sales and marketing management. As founder of the Institute of Personal Development, Kester has helped hundreds of salespeople increase their volume. Her book, 366 Marketing Tips for Equipment Leasing, has produced results for leasing companies in the U.S., UK and Australia. For more information, visit lindakester.com.

Patricia Voorhees is a director of The Alta Group in the Management Consulting and Merger and Acquisition Advisory Practices. She has more than 25 years’ experience in technology and commercial finance. Her areas of expertise include B2B fintech, vendor/captive leasing, mergers and acquisitions, small-ticket leasing and pricing. Voorhees is a frequent author and speaker on fintech in asset finance and serves on the steering committee for the Commercial Equipment Marketplace Council.

Phil Neuffer is associate editor of Monitor and web editor of monitordaily.

Phil Tirino is a CPA licensed in New York and Florida. His background includes public accounting, corporate controllership and lease finance. He served on the NYS Society of CPA's Financial Accounting Standards Committee and its Finance and Leasing Companies Committee. He was listed in Marquis Who's Who in the East, and Marquis Who's Who of Emerging Leaders in America. He lectured for the NYS Society of CPAs, the Foundation for Accounting Education, the World Trade Center and the American Association of Equipment Lessors. Some of his published articles include "The Anatomy of a Tax Shelter" and "Accounting For Leases". He has recently published a book and software system entitled PAMS-DCF.

Rita E. Garwood is managing editor of Monitor and ABF Journal.

Stephen T. Whelan is a partner in the New York office of law firm Blank Rome and a former member of the ELFA Board of Directors (2013-2016). He can be reached at swhelan@blankrome.com.