Christopher Johnson is Senior Vice President and President of Global Financial Services (GFS) at Pitney Bowes.

Hadley Benton is Executive Vice President of Business Development at Fleet Advantage, an innovator in truck fleet business analytics, equipment financing and lifecycle cost management. 

Harold Ray leads financing in the industrial equipment market sector for First Citizens Bank Equipment Finance. His responsibilities include overseeing a nationwide team of industrial lending and leasing specialists. Ray has more than 30 years of experience in equipment finance, having joined the Equipment Finance division at the former CIT Group in 1992. Over the course of three decades, he has risen through the ranks to lead one of the largest and fastest-growing segments of First Citizens Bank Equipment Finance. His industrial group maintains a special focus on the financing of heavy equipment for the construction, material handling, transportation and manufacturing industries. First Citizens Bank Equipment Finance works with manufacturers, distributors, resellers, dealers and systems integrators to finance their equipment, software and services to commercial customers.

John Pearce is SVP of product management at Odessa, where he leads the Everything as a Service (XaaS) practice. He has over 10 years of experience building and operating subscription and pay per use technology, most recently as VP of product at Chargebee.

Ken Greene is an attorney at his SoCal firm, the Law Office of Kenneth Charles Greene. He began his career with BankAmerilease in 1981 and has been a partner in several firms, including Ross & Ivanjack, one of the first law firms devoted exclusively to the equipment finance industry. He continues representation of lenders, lessors and brokers in contract preparation, compliance, licensing, litigation and transactions. Greene is presently General Counsel to the AACFB, has served twice on the BOD of NEFA and was its Legal Committee Chairman, Legal Line Editor, Regional Committee Chair and Conference Chairman. He was Leasing News Legal Editor since early 2022. Greene received his BA from Brandeis University and his JD from Santa Clara University School of Law. He is frequent writer and speaker on matters of leasing law. Greene’s passions are family, music, travel and more. In his “spare” time, he plays and records with several bands and produces concerts and charity events.

These articles have been collaborated on by multiple members of the Monitor staff.

Patrick Gaskins, Senior Vice President Fleet Solutions at Corcentric Fleet Solutions, oversees both sales and operations for fleet offerings. Gaskins has grown the fleet services area by implementing an asset management database and a data-driven approach to providing clients with visibility into all areas of their fleet spend. He joined Corcentric in 2010, bringing over 30 years of experience as a financial services professional in the transportation industry.

Rita E. Garwood is editor in chief of Monitor.

Scott Nelson is the president and chief digital officer of Tamarack Technology. He is an expert in technology strategy and development including AI and automation as well as an industry expert in equipment finance. Nelson leads the company’s efforts to expand its impact on the industry through innovation using new technologies and digital transformation strategies. In his dual role at Tamarack, Nelson is responsible for the company’s vision and strategic planning as well as business operations across professional services and Tamarack’s suite of AI products. He has more than 30 years of strategic technology development, deployment and design thinking experience working with both entrepreneurs and Fortune 500 companies.