Dale Kluga is a commercial banking and leasing executive with more than 40 years of consistent advancement in business development, credit, collections and operations. His demonstrated accomplishments include: founding and managing the commercial leasing business for LaSalle National Bank of Chicago nka Bank of America; founding partner of Great American Leasing Company, a small ticket leasing operation; founding partner of Cobra Capital (nka Providence Equipment Finance) a SME funding, portfolio servicing and bank leasing back office company; management of a portfolio servicing business for LINC Scientific Leasing; and co-founding a suburban banking facility at the age of 29 for LaSalle National Bank-Vernon Hills nka Bank of America. Recognized as a visionary and persuasive negotiator in successfully conceiving strategic direction and implementation of operations that have contributed substantially to corporate financial growth.

Deborah Reuben, CLFP, is CEO & Founder of TomorrowZone, a technology strategy consulting firm specializing in advising leaders who want to make smarter decisions today and create a resilient and more profitable tomorrow.

Dexter Van Dango is a pen name for a real person who is a senior executive with more than 25 years of experience in the equipment leasing industry. A self-described portly, middle-aged, graying, balding leasing guy in the twilight of a mediocre career, Van Dango will provide occasional insight from the front lines via Monitor.

Patrick Gaskins, Senior Vice President Fleet Solutions at Corcentric Fleet Solutions, oversees both sales and operations for fleet offerings. Gaskins has grown the fleet services area by implementing an asset management database and a data-driven approach to providing clients with visibility into all areas of their fleet spend. He joined Corcentric in 2010, bringing over 30 years of experience as a financial services professional in the transportation industry.

Rita E. Garwood is Editor in Chief of Monitor.

Rob Hoysgaard is Vice President of Sales for the Northeast Region, Capital Equipment Solutions, for Corcentric. He is responsible for analyzing customer fleets in order to optimize their total cost of ownership. Hoysgaard has extensive knowledge of asset acquisition, equipment finance, asset services, and remarketing.

The Alta Group is the leading global consultancy dedicated exclusively to the business of equipment leasing and asset finance. Since 1992, Alta has represented equipment leasing and finance companies, financial institutions, manufacturers and service providers, offering management consulting and expertise in global market entry, vendor and captive finance, professional development, legal services, asset management, mergers and acquisitions, and digital business transformations.

Theresa Kabot began her career in commercial equipment financing at Colonial Pacific Leasing, where she worked the funding side of the industry from credit and documentation to sales and marketing. In 1996, she established her own equipment finance company, Kabot Commercial Leasing, which expanded to be self funding in 2014. She is a past president of the CLFP Foundation.