The non-bank, small business lending landscape is dominated and specialists, each boasting expertise in a particular niche. Yet, amidst this specialization frenzy, a crucial question emerges: Are lenders truly serving the holistic needs of their clients? Here’s how two lenders…

The integration of artificial intelligence (AI) may lead to a seismic shift in how lenders assess creditworthiness and make lending decisions. Harnessing the power of AI algorithms, lenders are poised to unlock new efficiencies and insights, propelling the industry into…

Community banks are facing increasing pressures to navigate regulatory requirements, preserve capital, and drive deposit growth. As they grapple with these challenges, partnerships with independent commercial finance companies emerge as a strategic imperative, offering a pathway to address the lending…

In the wake of the 2008 financial crisis, the Dodd-Frank Wall Street Reform and Consumer Protection Act (DFA) emerged as a beacon of regulatory reform, aiming to prevent another catastrophic meltdown. Among its many provisions lies Section 1071, a seemingly…

NEW YORK, NY. May 29, 2024 – CFG Merchant Solutions, LLC (“CFGMS” or the “Company”), a technology-enabled specialty finance and alternative funding provider, announced the successful completion of a $100.0 million senior credit facility.  The credit facility is expandable up…

Last week, Small Business Finance Insights published “The Retreat of Community Banks: Quotes from Four Credit Managers.” In response, Dale Kluga, Equipment Finance Founder and CPA posted this letter to the editor: I find it very disingenuous that all of…

The decision to expand a commercial finance operation by adding new sales staff is critical and should be based on several strategic and operational factors. Here are key indicators and considerations for determining the right time to grow your sales…

Here are three compelling case studies showcasing how commercial brokers successfully addressed the unique needs of diverse businesses, earning their trust and ongoing business. Case Study 1: Manufacturer Seeks Creative Approach to Owner-Occupied Commercial Real Estate Client: Small and Growing…

According to recent survey work completed by Secured Research, over 80% of brokers have used a combination of content marketing, and referral marketing strategies. But only 4% have used those tactics consistently. With the advent of new marketing technologies and…

As community banks retreat from seeking credit opportunities with smaller businesses, a significant void is emerging in the lending landscape. This shift represents a powerful opportunity for commercial finance brokers to step in and provide essential financial solutions to small…

Brokers face the critical decision of focusing on challenging credit deals or prioritizing a steady flow of better credits. This choice can significantly impact their business model, profitability, and market position. The following analysis delves into the opportunities and pitfalls…

Here are three examples of creative deals completed by commercial finance brokers for smaller companies, showcasing how brokers can provide vital solutions as traditional banking becomes more conservative: Example 1: Equipment Finance for a Growing Manufacturer Scenario: A small manufacturing…

Franklin Capital recently announced the completion of two separate $1,000,000 factoring facilities. These strategic financial supports underline Franklin Capital’s commitment to aiding sophisticated and rapidly expanding companies in their growth endeavors. $1,000,000 Factoring Facility to an IT Supply Staffing Company…

The restaurant industry faces unique challenges and opportunities in the current economic climate, where traditional banks and lenders have tightened their credit offerings. Consumer preferences are rapidly evolving, demanding more technology-driven and efficient dining experiences. This shift, coupled with the…

As banks and traditional lenders tighten their lending criteria, commercial loan brokers can leverage a combination of equipment finance and factoring to provide comprehensive and appealing financing solutions to small and medium enterprises (SMEs), particularly those in industries like manufacturing,…