WP_Query Object ( [query] => Array ( [classifieds-category] => credit-analyst )[query_vars] => Array ( [classifieds-category] => credit-analyst [error] => [m] => [p] => 0 [post_parent] => [subpost] => [subpost_id] => [attachment] => [attachment_id] => 0 [name] => [static] => [pagename] => [page_id] => 0 [second] => [minute] => [hour] => [day] => 0 [monthnum] => 0 [year] => 0 [w] => 0 [category_name] => [tag] => [cat] => [tag_id] => [author] => [author_name] => [feed] => [tb] => [paged] => 0 [meta_key] => [meta_value] => [preview] => [s] => [sentence] => [title] => [fields] => [menu_order] => [embed] => [category__in] => Array ( )[category__not_in] => Array ( )[category__and] => Array ( )[post__in] => Array ( )[post__not_in] => Array ( )[post_name__in] => Array ( )[tag__in] => Array ( )[tag__not_in] => Array ( )[tag__and] => Array ( )[tag_slug__in] => Array ( )[tag_slug__and] => Array ( )[post_parent__in] => Array ( )[post_parent__not_in] => Array ( )[author__in] => Array ( )[author__not_in] => Array ( )[posts_per_page] => 100 [ignore_sticky_posts] => [suppress_filters] => [cache_results] => [update_post_term_cache] => 1 [lazy_load_term_meta] => 1 [update_post_meta_cache] => 1 [post_type] => [nopaging] => [comments_per_page] => 50 [no_found_rows] => [taxonomy] => classifieds-category [term] => credit-analyst [order] => DESC )[tax_query] => WP_Tax_Query Object ( [queries] => Array ( [0] => Array ( [taxonomy] => classifieds-category [terms] => Array ( [0] => credit-analyst )[field] => slug [operator] => IN [include_children] => 1 ))[relation] => AND [table_aliases:protected] => Array ( [0] => wp_term_relationships )[queried_terms] => Array ( [classifieds-category] => Array ( [terms] => Array ( [0] => credit-analyst )[field] => slug ))[primary_table] => wp_posts [primary_id_column] => ID )[meta_query] => WP_Meta_Query Object ( [queries] => Array ( )[relation] => [meta_table] => [meta_id_column] => [primary_table] => [primary_id_column] => [table_aliases:protected] => Array ( )[clauses:protected] => Array ( )[has_or_relation:protected] => )[date_query] => [queried_object] => WP_Term Object ( [term_id] => 17352 [name] => Credit Analyst [slug] => credit-analyst [term_group] => 0 [term_taxonomy_id] => 17541 [taxonomy] => classifieds-category [description] => [parent] => 0 [count] => 2 [filter] => raw )[queried_object_id] => 17352 [request] => SELECT SQL_CALC_FOUND_ROWS wp_posts.ID FROM wp_posts LEFT JOIN wp_term_relationships ON (wp_posts.ID = wp_term_relationships.object_id) WHERE 1=1 AND ( wp_term_relationships.term_taxonomy_id IN (17541) ) AND wp_posts.post_type = 'classifieds' AND (wp_posts.post_status = 'publish' OR wp_posts.post_status = 'acf-disabled') GROUP BY wp_posts.ID ORDER BY wp_posts.post_date DESC LIMIT 0, 100 [posts] => Array ( [0] => WP_Post Object ( [ID] => 70194 [post_author] => 8 [post_date] => 2019-07-16 09:05:12 [post_date_gmt] => 2019-07-16 13:05:12 [post_content] => Remote Locations - Two Open PositionsWestern Equipment Finance is committed to being the most operationally efficient and customer-driven equipment finance company in the industry. Our primary focus is providing highly efficient, flow-oriented financing programs to manufacturers, distributors, dealers and franchisors. Equally as important, we are committed to ensuring all customers experience Western Excellence when dealing with our organization.Western Equipment Finance has been providing equipment financing and leasing solutions since 1990. As a subsidiary of Western State Bank (formed in 1901), the company is able to leverage financial strength, experienced leadership, and mid-western values towards helping partners and customers achieve success. Western is employee-owned, ensuring each team member is dedicated to providing a high level of customer service.Western Equipment Finance is seeking two industry-experienced individuals to join our team as a Credit Analyst. There are two open positions for Credit Analysts. If interested, please apply on our website at WesternEquipmentFinance.com/careers/Job Information:Although Western Equipment Finance is located in Devils Lake, ND, these positions have the opportunity to work remote.The Credit Analyst is responsible for working with the Credit Department and Sales Department to evaluate and underwrite mid-ticket transactions. In addition, the Credit Analyst is responsible for identifying mid-ticket transactions that meet criteria of our funding partners. This position is responsible for creating and maintaining productive relationships with vendors, funding partners, and customers that reflect superior customer experience consistent with our organization’s vision, core values, and team guidelines. Duties and Responsibilities:

• Underwrite: Investigate, evaluate and underwrite mid-ticket transactions in accordance with credit policies and guidelines, program structure and internal allocations of underwriting responsibilities.
• Relationship Management: Manage and continue to grow strong relationships with vendors, funding partners, customers, and internal departments to continue to drive business results and create a superior customer experience.
• Special Projects: Manage special projects as needed. Special projects will vary based on workload, organizational priority and opportunities presented.

There are two open positions for Credit Analyst. This is a full time position with benefits.The ideal candidate will have a Bachelor’s Degree in Finance, Economics, or Business-related field along with a minimum of five years experience in underwriting and demonstrated understanding of cash flow analysis required. Experience specific to the leasing and financing industry strongly preferred.At Western, “what” you know is important, but not as important as how you relate to teammates and customers. Our environment is reflected on the principles of respect, curiosity, creativity, individual empowerment, and the ability to listen effectively and communicate openly. We also believe in continual learning, bias toward action, keeping commitments, and doing our absolute best every day. We believe that our ability to deliver on our promise is a result of these high standards. If interested, please apply on our website at WesternEquipmentFinance.com/careers/Western Equipment Finance is an EEO and Affirmative Action Employer.[post_title] => Credit Analyst [post_excerpt] => Remote Location
Western Equipment Finance is committed to being the most operationally efficient and customer-driven equipment finance company in the industry. Our primary focus is providing highly efficient, flow-oriented financing programs to manufacturers, distributors, dealers and franchisors. [post_status] => publish [comment_status] => closed [ping_status] => closed [post_password] => [post_name] => western-credit-analyst [to_ping] => [pinged] => [post_modified] => 2019-07-16 09:54:01 [post_modified_gmt] => 2019-07-16 13:54:01 [post_content_filtered] => [post_parent] => 0 [guid] => https://www.monitordaily.com/?post_type=classifieds&p=70194 [menu_order] => 0 [post_type] => classifieds [post_mime_type] => [comment_count] => 0 [filter] => raw )[1] => WP_Post Object ( [ID] => 70525 [post_author] => 8 [post_date] => 2019-06-18 17:07:19 [post_date_gmt] => 2019-06-18 21:07:19 [post_content] => Irvine, CAHanmi Bank’s Commercial Equipment Leasing Division (Irvine, CA) is committed to delivering the highest quality of financial products and services to our funding partners; we are dedicated to setting the industry standard for excellence to help our partners reach financial success while we support our communities to help them grow stronger. As a result of continued growth, we are seeking qualified candidates with the same value of service to join our team as a Funding Specialist.Job Information: (Irvine, CA)The Funding Specialist is responsible for ensuring the accuracy of commercial equipment lease department obligations, as they relate to a contractual obligation, validating economics, terms and conditions of approval are met during funding process and adhering to the covenants and restrictions on approval, in an extremely fast paced, high production department. Candidate performs all duties in accordance with the company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.Overview:This position is responsible for the review and analysis of approved credit memorandum for commercial equipment leases, interpretation of terms, conditions, covenants and restrictions on lease approval, administration of lease documents, closing and funding of assigned leases. Conduct preliminary review and analysis of approved loan structure and verification of the documents submitted by lessee and determine their compliance with Bank's requirements. Performs all duties in accordance with the company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates. Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA (Gramm-Leach-Bliley Act), Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd–Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act.Responsibilities:

• Reviews and analyzes more complex credit memos, vendor information, state and other requirements to determine proper loan structure. Makes judgments in order to mitigate the risk by ensuring proper documentation and entry of data into loan structure.
• Creates checklist of documents required from borrower based on requirements.
• Reviews preliminary title reports and entity documents including invoices to ensure calculations and transaction are accurate.
• Reviews appraisal to ensure compliance with loan to value requirement.
• Processes loan documents within the established time frame and conduct final document reviews prior to signature and funding to ensure accuracy and compliance with terms and conditions of loan approval and Credit Policy manuals.
• Reviews and takes appropriate action for conditions, covenants and restrictions on lease approval and other collateral related documentation (UCC filing, etc.).
• Ensures all necessary disclosures are provided and signed.
• Coordinates with in-house legal counsel, Bank leasing officers, originators and borrowers regarding issues/problems related to documentation, closing, funding and recording of the loan.
• Reviews and ensures compliance of pre-funding and post funding requirements for more complex loans. Review all executed lease documents to determine completeness and proper execution and that no revision/changes have been made on the lease documents.
• Obtains all pre-funding requirements and obtain waivers for all exceptions.
• Coordinates closing and recording of leases with UCC filing companies. Handles funding of loans.
• Ensures that all customer service calls, internal and external, are responded to in a timely manner.
• Assumes responsibility for various department functions in the absence of staff members or in overload situations.
• May oversee assignments to lower level department personnel.
• May train new department staff.
• Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
• Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.
• Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals and values.
• Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.
• Performs duties specific to the position and other functions as assigned.

Qualifications:These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

• High school diploma and at least four (4) years of related experience and/or training; or an equivalent combination of education and work related experience. Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related. Work related experience should consist of a loan processing background.
• Intermediate skills in computer terminal and personal computer operation, mainframe computer system, word processing, typing and spreadsheet software programs to meet the needs of the position.
• Intermediate math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
• Exceptional verbal, written and interpersonal communication skills, with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees.
• Thorough understanding of management procedures; ability to plan department or Company activities (setting objectives, developing strategies, budgeting, and developing policies and procedures); initiative to organize various functions necessary to accomplish department or Company activities; effectively staff (selecting, training and developing employees); directing employees towards the desired objectives (delegating, motivating, resolving problems); controlling the function (developing performance standards, measuring results, taking corrective action and rewarding employees as appropriate).
• Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
• Ability to work with no supervision while performing duties.
• Current driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

Interested candidates can apply here!We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. [post_title] => Funding Specialist [post_excerpt] => Irvine, CAHanmi Bank’s Commercial Equipment Leasing Division (Irvine, CA) is committed to delivering the highest quality of financial products and services to our funding partners; [post_status] => publish [comment_status] => closed [ping_status] => closed [post_password] => [post_name] => hanmi-bank-funding-specialist [to_ping] => [pinged] => [post_modified] => 2019-06-19 17:13:47 [post_modified_gmt] => 2019-06-19 21:13:47 [post_content_filtered] => [post_parent] => 0 [guid] => https://www.monitordaily.com/?post_type=classifieds&p=70525 [menu_order] => 0 [post_type] => classifieds [post_mime_type] => [comment_count] => 0 [filter] => raw ))[post_count] => 2 [current_post] => -1 [in_the_loop] => [post] => WP_Post Object ( [ID] => 70194 [post_author] => 8 [post_date] => 2019-07-16 09:05:12 [post_date_gmt] => 2019-07-16 13:05:12 [post_content] => Remote Locations - Two Open PositionsWestern Equipment Finance is committed to being the most operationally efficient and customer-driven equipment finance company in the industry. Our primary focus is providing highly efficient, flow-oriented financing programs to manufacturers, distributors, dealers and franchisors. Equally as important, we are committed to ensuring all customers experience Western Excellence when dealing with our organization.Western Equipment Finance has been providing equipment financing and leasing solutions since 1990. As a subsidiary of Western State Bank (formed in 1901), the company is able to leverage financial strength, experienced leadership, and mid-western values towards helping partners and customers achieve success. Western is employee-owned, ensuring each team member is dedicated to providing a high level of customer service.Western Equipment Finance is seeking two industry-experienced individuals to join our team as a Credit Analyst. There are two open positions for Credit Analysts. If interested, please apply on our website at WesternEquipmentFinance.com/careers/Job Information:Although Western Equipment Finance is located in Devils Lake, ND, these positions have the opportunity to work remote.The Credit Analyst is responsible for working with the Credit Department and Sales Department to evaluate and underwrite mid-ticket transactions. In addition, the Credit Analyst is responsible for identifying mid-ticket transactions that meet criteria of our funding partners. This position is responsible for creating and maintaining productive relationships with vendors, funding partners, and customers that reflect superior customer experience consistent with our organization’s vision, core values, and team guidelines. Duties and Responsibilities:

• Underwrite: Investigate, evaluate and underwrite mid-ticket transactions in accordance with credit policies and guidelines, program structure and internal allocations of underwriting responsibilities.
• Relationship Management: Manage and continue to grow strong relationships with vendors, funding partners, customers, and internal departments to continue to drive business results and create a superior customer experience.
• Special Projects: Manage special projects as needed. Special projects will vary based on workload, organizational priority and opportunities presented.

There are two open positions for Credit Analyst. This is a full time position with benefits.The ideal candidate will have a Bachelor’s Degree in Finance, Economics, or Business-related field along with a minimum of five years experience in underwriting and demonstrated understanding of cash flow analysis required. Experience specific to the leasing and financing industry strongly preferred.At Western, “what” you know is important, but not as important as how you relate to teammates and customers. Our environment is reflected on the principles of respect, curiosity, creativity, individual empowerment, and the ability to listen effectively and communicate openly. We also believe in continual learning, bias toward action, keeping commitments, and doing our absolute best every day. We believe that our ability to deliver on our promise is a result of these high standards. If interested, please apply on our website at WesternEquipmentFinance.com/careers/Western Equipment Finance is an EEO and Affirmative Action Employer.[post_title] => Credit Analyst [post_excerpt] => Remote Location
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