Houston, or Atlanta Metro Area, with the possibility of full remote to qualified candidates.

Our client, a global manufacturer of construction and heavy equipment is seeking to hire a Credit Analyst to contribute to their commercial credit function and lead their dedicated credit staff. As a Credit Manager, you will play a crucial role in managing the underwriting of new and existing commercial credits (Equipment Dealers) and retail customers by, ensuring accuracy, efficiency, and compliance with the company’s regulatory standards.

Why Join This Company?

Our client is committed to fostering a supportive and inclusive work environment where employees can thrive both personally and professionally. Joining their team means being part of one of the world’s largest construction manufacturing organizations that values integrity, teamwork, and continuous learning.

If you are a dynamic leader with a strong background in commercial credit and a passion for driving strategic initiatives, we invite you to apply for the Credit Analyst position. Take the next step in your career and join us in shaping the future of equipment finance.

Key Responsibilities:

• Underwriting: 60% – Manage the underwriting process for commercial credit, making recommendations and providing guidance to ensure sound credit decisions. Recommend approval, declination, or alternate options for credit before presentation to final approvers.
• Risk Management: 30% – Identify and mitigate risks, proactively guiding the development of credit structures and decisions to maintain portfolio quality and protect capital. Communicate effectively with various departments and third-party finance companies. Work closely with cross-functional teams within the organization. Assist in negotiating credit agreements and terms, including deal structures such as rates and fees.
• Leadership: 10% – Assist our VP of Risk and Program Management to lead and mentor future credit staff, providing ongoing coaching, training, and development opportunities. Drive strategy and implement new products, services, and technologies to enhance efficiency and improve customer experience.

Additional Responsibilities:

• Act as a liaison for other internal departments.
• Lead commercial projects and manage various contracts and vendor relationships.
• Effectively multitask with competing deadlines and responsibilities.
• Contribute to business development efforts.
• Perform additional duties as assigned.

Requirements:

• Bachelor’s degree in business, finance, accounting, or economics.
• Minimum of 4-7 years’ experience in commercial credit underwriting, due diligence processes from origination to close as well as well-versed in customer negotiations
• Strong written, verbal, analytical skills and technological savvy (including advanced Excel and report writing capabilities)
• Experience with training, mentoring, and leading a team
• Thorough knowledge of credit-related laws and experience with leading regulatory examinations as well as audits.
• Must be skilled at resolving problems and reaching independent decisions, including personnel matters. Must have the ability to focus on tasks for extended periods. Must be flexible and have the ability to work with a variety of tasks and employees. Ability to plan, organize, be detailed and deadline oriented, and maintain a high accuracy rate.

Job Type/Location:

Houston, TX or Atlanta Metro Area, with the possibility of full remote to qualified candidates.

Compensation and Benefits:
The company offers a generous base salary, bonus potential and the following excellent benefits package:

• 401(k) matching
• Dental Insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

To learn more about this position, please submit your resume and contact:
Scott Preiser – SVP-Client Partner/Recruiter
Email: [email protected]