Orange County, CA  (Hybrid)

As an Equipment Finance & Leasing Specialist, you will play a key role in evaluating potential lease transactions and determining appropriate pricing based on credit risk, asset type, and market conditions. This position reports directly to executive management and also includes Capital Markets responsibilities, such as placing transactions with external funding partners, helping manage funding relationships, and ensuring that transactions meet company profitability targets. You will work closely with the sales team to structure deals and help optimize portfolio and capital allocation strategies.

The role also includes responsibility for pricing fair market value (FMV) lease structures and evaluating residual assumptions in coordination with the Asset Management team. This position may also involve managing or mentoring other team members depending on business needs.

Primary Responsibilities: 

• Price fair market value lease structures and analyzing residual values relative to asset risk and lifecycle.
• Work closely with the Asset Management team and sales representatives to gather all necessary information on equipment and transaction details.
• Prepare internal pricing memos outlining key deal terms, profitability, and structure; collaborate with the Asset Management team to evaluate equipment useful life and identify periods where the asset’s market value is projected to be lower than the outstanding lease exposure.
• Review credit risk assessments provided by the Credit Risk team to inform pricing and structuring decisions.
• Update pricing as needed based on changes to equipment cost, lease structure, or interest rates.
• Manage Capital Markets activities, including placing transactions with external funding partners and ensuring each transaction meets internal profitability and net spread targets.
• Maintain the Deal Pipeline to manage workflow, priorities, and deadlines.
• Perform other duties and ad hoc assignments as determined by executive management.

Minimum Qualifications: 

• Experience pricing fair market value lease structures and analyzing residual values relative to asset risk and lifecycle
• Minimum of 10 years of experience in the equipment leasing or equipment finance industry required
• Bachelor’s degree in finance, accounting, or a related field; or 10+ years of relevant work experience in lieu of a degree
• Prior experience working for an equipment finance company, bank, or financial institution with a dedicated finance or leasing department preferred
• Experience drafting policies, creating process guidelines, and delivering training to internal teams
• Strong analytical mindset with solid math proficiency
• Clear and effective verbal and written communication skills
• Must be available to work on-site at our Orange County, CA headquarters three (3) days per week
• Prior experience managing or mentoring staff is a plus

Compensation and Benefits:

The company offers  competitive pay & benefits, with a salary range of $130K – $150K, depending on experience.

To inquire about this position, please send your resume to:

Scott Preiser – SVP-Client Partner/Recruiter     Molloy Associates

[email protected]