Credit Analyst

On-site/Hybrid- Costa Mesa, CA

Regents Capital is one of the top 30 rapidly growing independent commercial equipment finance firms in the United States. Regents has been consistently recognized as one of the Top Places to Work in Orange County and is among the leading providers of equipment leasing and financing solutions to middle-market borrowers across an array of industries. With over 110 years of collective finance expertise, strong industry leaders, and an amazing culture – our partnerships have resulted in 35% year-over-year funded volume growth, serving to demonstrate our agility and dedication to fueling business growth.


Regents Capital is seeking a self-motivated Credit Analyst with exceptional multitasking abilities to underwrite small ticket applications up to $250,000 in a fast-paced, high-volume environment. The Credit Analyst will review the creditworthiness of commercial requests to determine whether to extend credit. The Credit Analyst is expected to make independent business credit decisions and provide appropriate solutions.

Essential Duties and Responsibilities:

  • Analyze credit data and financial statements of businesses
  • Make independent credit decisions
  • Problem solve issues and provide appropriate solutions
  • Review vendors, collateral, and other credit-based requests
  • Communicate with various departments and syndication partners
  • Demonstrate high degree of professionalism in communication, attitude and teamwork with customers, peers and management

Minimum Qualifications:

  • 2+ years of credit experience
  • Bachelor’s degree in business, accounting, or related field, or equivalent job experience
  • Equipment leasing or financing experience preferred


  • Ability to make sound and consistent decisions within defined credit guidelines
  • Strong understanding of credit reporting including Dun & Bradstreet, PayNet and Experian Consumer Reports
  • Identification and mitigation of credit and financial risk
  • Ability to effectively manage and prioritize multiple tasks in a fast-paced environment
  • Excellent verbal and written communication skills
  • Strong attention to detail
  • Proficient in SalesForce
  • Working understanding of financial statements and tax returns is preferred

Full-time position, Monday to Friday (7AM-4PM)

Salary Range: $67,000 – $85,600

Quarterly Bonus Eligibility

Apply Here

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