Molloy Associates – We have a client (equipment leasing company) who is looking for a Senior Credit Analyst. The company is owned by a multi-national company and they are interested in growing their portfolio. This role could lead to increased responsibility within this organization.
They are looking for someone who has experience working with larger credits and would prefer someone who has worked the non-investment grade space. Formal credit training is preferred but not required. The person in this role will chiefly be responsible for underwriting credit extensions of $1-$50MM and be responsible for making informed credit decisions and recommendations.
Initial responsibilities for this role include:
Interact with Sales team during Customer due diligence; may include discussion with customers and prospective customers
Analyze financial reports and statements for preparation of written credit reviews
Analyze the Customer Credit Files relative to financial strengths and weaknesses of customers with opinions as to credit worthiness.
Analyze the transactional risk associated with specific credit requests.
Present credit recommendations to senior managers within the organization.
Bachelor’s Degree in Finance, Economics, Accounting, or a related field
At least three years of large commercial credit underwriting experience, preferably in equipment finance and leasing; formal credit training a plus
Excellent written and oral communication skills—the ability to write about financial risks and structure
Computer literate; fluency in Microsoft Office, particularly Excel
Exposure to Moody’s EDF or S&P Capital IQ a plus; as well as Microsoft Dynamics
Positive work attitude and approach to daily tasks
The company offers a competitive base salary, bonus, and an excellent benefits package.