Houston, TX (In-Office)

Our client, a fast-growing independent equipment leasing company, is seeking to hire a Senior Credit Analyst for their Houston headquarters location. The Senior Credit Analyst is responsible for preparing and analyzing all customers’ credit request memos based on the company’s credit policies and criteria. The Senior Credit Analyst will also be responsible for reviewing lease funding requests, presenting credit requests to the Credit Committee, and assisting the Director of Credit with the preparation of materials for the monthly Credit Review meetings.

This role also serves as a key check and balance in the leasing process.

Responsibilities include, but are not limited to:

• Underwrite, in partnership with the Director of Credit, the creditworthiness of prospective and existing Lessee, via:
  • Spreading and Financial statement analysis,
  • Guarantor analysis,
  • Collateral analysis,
  • Industry analysis, and
  • Other analysis that may be required.
• Prepare high quality, thorough, and detailed credit underwriting documents, in accordance with the company’s credit policy, which contain thoughtful analysis of key risks and their mitigants.
• Present credit requests to the Credit Committee and be able to clearly and concisely express and defend your opinion.
• Work proactively, in a constructive, diplomatic manner, with both internal and external contacts to keep transactions moving, always acting with a sense of urgency to meet both internal and client deadlines.
• Maintain up-to-date and accurate data in the company’s lease software for each customer.
• Review new lease requests for accuracy against approved structure and limits.

Qualifications:

• Bachelor’s degree in accounting, Finance, or business-related discipline
• 2+ years of credit underwriting experience with a focus on lower middle market or SBA lending preferred.
• Completion of formal credit training program preferred.
• Completion of intermediate accounting, or equivalent, preferred (roughly 12 accounting hours)
• Excellent verbal and written communication skills
• Excellent analytical skills, time management, and critical thinking skills with the ability to prioritize multiple requests and workflows contemporaneously.
• Proficiency with Microsoft Excel, Word, and PowerPoint

Education and Training Guidelines

• Bachelor’s degree in business/finance/accounting or other relevant field strongly preferred
• At least two (2) years’ experience in credit underwriting.

Compensation and Benefits:
The company offers a generous base salary, bonus potential, excellent health benefits, 401k and paid time off.

To inquire about this exciting position, please contact:

Scott Preiser SVP-Client Partner/Recruiter Molloy Associates
[email protected]
PH: 561-334-6870