Remote

Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that uses innovative online tools and technology to change the way small businesses secure financing, and we are looking for talented, motivated individuals to join our team. If you embrace technology and have a desire to work at a dynamic company with a diverse group of highly skilled individuals, make Balboa Capital the launching pad for your successful career.

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.

Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate.

The Senior Credit Analyst is responsible for underwriting applications, making independent decisions on commercial credit applications, and evaluating business is and personal credit reports, financial statements, and other credit information. Other duties as assigned.

Essential Functions, Duties, and Responsibilities:

• Review both Application Only and Financial Statement transactions.
• Analyze and research multiple lease requests at a time.
• Communicate with various departments and syndication partners.
• Work with secondary lenders on credit applications.
• Make independent business credit decisions and provide appropriate solutions.

Required Knowledge, Skills and Competencies:

• Thorough understanding of Dun and Bradstreet, PayNet, Nexis Lexis and Experian
• Working knowledge of financial statement analysis
• Ability to Work in a dynamic, fast paced environment with minimal supervision

Industry and Work Experience:

• Minimum five (5) years of credit analysis or related experience

Academic:

• High school diploma or GED required
• Bachelor’s Degree in Accounting, Business Administration, or Finance preferred

Interested? Make your next career move. Click here to apply for this Balboa Capital job online. Senior Credit Analyst – Remote.

The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.

All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)