Senior Data Risk Analyst


Philadelphia, PA (Hybrid), or Remote for qualified candidates

Our client, a bank owned commercial equipment finance company, serving small and mid-size business nationwide. Their products and services are offered to the business community primarily through financing programs with equipment manufacturers, distributors, and dealers. They are to hire a Senior Data Risk Analyst preferably to work in their Philadelphia headquarters on a hybrid basis (Tuesday-Thursday in-office). Remote work is available for the right candidate.

Job Summary:

Our candidate is seeking an individual to support the company’s Credit and Collections functions through the use of advanced analytics and analysis. This strategic role will be responsible for applying business analysis and quantitative knowledge to the organization’s data to ensure the strategic business objectives are being met. Interpreting analytical outputs, proactively communicating findings to business leaders, and recommending appropriate actions will be an important aspect of the role.

Responsibilities:

  • Lead the aggregation and analysis of customer and 3rd party data (e.g., PayNet, D&B, consumer credit bureaus) for monitoring credit risk strategies and developing business intelligence.
  • Responsible for self-driven analysis of large data sets (structured and unstructured) using next generation technologies, prepare analysis and reports to support discussions on key analytics and aspects to drive decision making.
  • Assess, analyze, and interpret data outputs to develop usable and actionable information for the business channel leaders.
  • Identifying and analyzing complex developments, variances, and trends within the portfolio and overall business operations.
  • Communicating regularly with team members and business stakeholders results of findings and recommended action steps.
  • Validate credit default rates from portfolio attributes (e.g., delinquencies, EOD, loss curves, dealer performance) and make recommendations to adjust credit policies and guidelines as needed.
  • Monitor the performance & efficiencies of the company’s dealer and broker partnerships to identify areas for improved efficiencies and increased optimization, and act as a liaison between Credit & Sales to operationalize recommendations.
  • Maintain current/develop new analytical reports and presentations for Senior Management, Executive Committees, and Regulatory Exams.

Qualifications:

  • Bachelor’s degree in Business, Data Analytics or Finance, or other relevant discipline
  • 3+ years of related experience required, preferably within commercial equipment financing or leasing industry.

Desired Characteristics:

  • Ability to work independently as well as collaboratively within a cross-functional team.
  • Strong quantitative and analytical skills in statistical analysis and data science best practices
  • Experience with SQL programming language is preferred, but not required.

The company offers a dynamic, collaborative team environment with a strong credit risk management culture and opportunities for professional development.

The successful candidate will receive competitive compensation, excellent benefits including Health, Dental, Vision, 401k) with match, flexible spending, Life Insurance, Short Term and Long-Term Disability Insurance, generous PTO, and much more…

The company will not be able to provide Relocation or Sponsorship

To inquire about this position, please contact:
Scott Preiser SVP-Client Partner/Recruiter Molloy Associates
[email protected]
PH: 561-334-6870

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