Great Elm Commercial Finance has introduced a revamped asset-based loan product aimed at helping small and middle-market importers manage rising costs caused by increasing tariffs.

The new loan structure offers higher advance rates on imported goods and inventory, giving businesses more access to capital when navigating global trade shifts and supply chain pressures.

“As tariff pressures continue to affect the cost of imported goods, we’re introducing a loan product that provides higher advance rates on imported products and inventory,” said Michael Keller, CEO of Great Elm Commercial Finance. “This offering reflects our ongoing commitment to helping U.S.-based companies manage working capital needs and adapt to an evolving global trade landscape.”

The company said the financing is also designed to support businesses shifting supply chains by nearshoring or onshoring operations. Great Elm provides liquidity to companies rethinking sourcing strategies, improving logistics, or reducing reliance on overseas manufacturing.

Targeting import-driven companies in need of flexible capital, the product aims to keep cash flow and inventory levels stable during economic and logistical disruptions.

Great Elm offers secured loans ranging from $2 million to $30 million across a range of industries. The firm specializes in custom lending structures backed by receivables, inventory, equipment, or real estate.

“In this fast-changing environment, our goal is to be a reliable capital partner to middle-market companies across the country,” Keller said.