Huntington Bancshares reported 2013 full-year net income of $639 million, relatively unchanged from the prior year. Net income for the 2013 fourth quarter was $158 million, a decrease of $9 million, or 6%, from the 2012 fourth quarter.

The bank noted that a $1.2 billion or 8% increase in C&I loans and leases reflected the continued growth within the middle market healthcare vertical, equipment finance and dealer floor-plan.

The bank said the provision for credit losses decreased $57 million, or 39%, from 2012 due to a continued decline in classified, criticized and nonaccrual loan. Net charge-offs decreased $154 million or 45% from the prior year to $189 million. NCOs were an annualized 0.45% of average loans and leases in the current year compared to 0.85% in 2012.

“We are pleased with our year-end results, which demonstrate again that our strategies are working,” said Stephen D. Steinour, chairman, president and CEO of Huntington Bancshares. “In 2013, we grew our base of consumer and business customers, while achieving positive operating leverage. Huntington’s performance in the second half of 2013 demonstrates strong business momentum, positioning us well for 2014.”

To read the entire Huntington release click here.