The Wall Street Journal reported that banks are performing more due diligence than required for federal small business stimulus loans.

The program is designed to quickly deliver cash to struggling small businesses, but banks fear they will pay the price for hasty approvals in the future, according to the Journal.

Many banks fear that they will be embroiled in future legal battles with the SBA if they do not perform adequate due diligence today, according to an attorney who spoke with the Journal.