XS Financial Names Bates Director of Risk, Senter Director of Client Services

XS Financial named Jim Bates director of risk and Kenneth Senter director of client services.

Bates has more than 30 years of experience in credit, collections, documentation and operations, having worked with companies such as Arvest Equipment Finance, CHG-Meridian, Whitney Equipment Finance, AIG Commercial Equipment Finance and Caterpillar Financial Services. Bates has held progressively senior positions throughout his career building and leading teams, conducting research into new market niches, providing credit risk management, and reviewing, interpreting and negotiating transaction documents.

Senter is a Certified Lease and Finance Professional (CLFP) with more than 30 years of sales, management and training experience. Before joining XS, Senter held the position of vice president with First American Equipment Finance and director of client innovation with Innovation Finance. Senter also owned and operated his own leasing and finance consulting group for 15 years, focused on providing consultative services to businesses seeking capital funding for software, equipment, vehicles, aircraft, facilities and main banking lines.

“Both Jim and Ken have been excellent additions to the XS team providing sound knowledge of the finance and leasing world. Each brings a unique skill set that assisted with securing our larger customers like PharmaCann,” David Kivitz, CEO of XS Financial, said. “As we start to work with higher quality businesses conducting larger transactions, we will rely on the in-depth experience and infrastructure that Jim and Ken bring to the table. Combined, these two have over 60 years of leasing experience.”

Founded in 2017, XS Financial is a specialty finance company engaged in equipment leasing in the United States.

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