Andrew K. Alper is a vice president and shareholder with the law firm of Frandzel Robins Bloom & Csato in Los Angeles. The firm specializes in representation of all lenders and secured creditors with a large concentration of clients in the equipment leasing and real and personal property secured transactions areas. Alper’s practice includes litigation, documentation, insolvency, transactional matters and all matters affecting lenders and lessors except for tax related matters.

Deborah Reuben, CLFP, is is CEO and founder of TomorrowZone, an innovative consulting firm bringing forward-thinking insights and original ideas to help companies adopt digital, gain efficiencies and design roadmaps for the future. She holds many industry leadership positions and authored The Certified Lease & Finance Professionals’ Handbook 6th-9th editions. Learn more at tomorrowzone.io.

Ian Koplin is Editor for Monitor, ABFJournal, DealMaker and Commercial Factor magazines.

Kelly Necessary is a tax partner at FORVIS. Necessary helps companies address inefficiencies within the tax function by offering operational assessment services and data management and automation solutions. She has worked in tax since 1994, providing consulting services while in public accounting and as a tax leader in a Fortune 200 company.

Kevin Ronan, Senior Vice President, leads the Capital Equipment Finance section of CIT’s Commercial Finance business. CIT is a leading provider of equipment financing solutions to middle market and large-cap businesses in industries including construction, transportation, brown water vessels, manufacturing, energy, healthcare, and media and entertainment. He leads a team of experienced sales and underwriting professionals nationally, providing a range of specialized financing solutions tailored to the needs of the borrower.

Markiesha Thompson is associate editor of Monitor.

Patrick Gaskins, Senior Vice President Fleet Solutions at Corcentric Fleet Solutions, oversees both sales and operations for fleet offerings. Gaskins has grown the fleet services area by implementing an asset management database and a data-driven approach to providing clients with visibility into all areas of their fleet spend. He joined Corcentric in 2010, bringing over 30 years of experience as a financial services professional in the transportation industry.

Paul Bent is senior managing director of The Alta Group and leader of its legal services practice. He has several decades of experience as an investment banker, equipment leasing CEO and transaction attorney. He wishes to thank the Equipment Leasing and Finance Association, other trade groups and the private California attorneys who have contributed greatly to helping steer the DFPI in a workable crafting of these impending regulations.

Phil Neuffer is senior editor of ABF Journal.

Scott Nelson is the president and chief technology officer of Tamarack Technology. He is an expert in technology strategy and development including AI and automation as well as an industry expert in equipment finance. Nelson leads the company’s efforts to expand its impact on the industry through innovation using new technologies and digital transformation strategies. In his dual role at Tamarack, Nelson is responsible for the company’s vision and strategic planning as well as business operations across professional services and Tamarack’s suite of AI products. He has more than 30 years of strategic technology development, deployment and design thinking experience working with both entrepreneurs and Fortune 500 companies.