Directory Profile

Software / Technology Services



220 South Sixth Street, Suite 700
Minneapolis, MN 55402

Contact Information

Ray Wizbowski, VP Marketing

Related Links / Resources

About the Company

Type of Business:

Full Lifecycle Global Lease and Loan Management Solutions

In Business Since: 1974

Trade Associations: ELFA

International Decision Systems© (IDS) leads the market in delivering full lifecycle lease and loan software solutions to support the global equipment finance industry. IDS provides the most comprehensive originations and portfolio management solution in the asset and equipment finance industry. IDS solutions are highly configurable and functionally rich supported by an extensive range of optional features and capabilities.  IDS solutions are deployable in the cloud (standard and private) and on-premise.

The world’s most sophisticated equipment finance organizations rely on IDS Solutions to manage their business operations from pricing and origination to portfolio management and contract end-of-term. IDS solutions support customers’ current business objectives and future growth strategies with innovative financing solutions for:

  • Small to large ticket transactions,
  • Simple to highly complex pricing structures including
    variable rates, revolving accounts, and syndications,
  • Emerging market financing such as solar/wind energy,
  • Solution-based financing such as usage-based and
    bundled services/solutions, and
  • Full lifecycle tracking of asset details.

The equipment finance industry is dynamic. The way companies engage with customers, suppliers, dealers, and partners has shifted toward real-time access to information via mobile apps and portals, and real-time execution via e-document transaction exchange—and it continues to evolve. To achieve sustainable business growth, companies need a forward-thinking, forward-investing software technology partner like IDS. IDS Solutions help lessors connect across their entire ecosystem:  improving business processes, reducing data and system redundancies and driving greater automation—all while ensuring they deliver an enhanced customer experience, positioning them for future success.

IDS’ full lifecycle solutions begin with the origination capabilities, spanning from application to decisioning to documentation to booking.  With tight cross-platform integration, booked portfolios can be managed including contract management, accounting, end of term and asset management. Offering both standard integrations and a suite of underlying web services, IDS Solutions can be integrated across the enterprise to offer value during originations throughout the value chain including dealer self-service, CRM and digital transaction management.  The portfolio management capabilities provide similar benefits including standard integrations such as direct debit and property tax interface, as well as a full suite of web services enabling system-to-system integrations and digital strategies.

IDS invests in delivery of roadmap capabilities driven by market trends and customer input for every release.  Most recent releases, delivered:

  • E-signature and other digital transaction management capabilities,
  • Convenient price quoting via expanded integration with,
  • Mobile enablement of originations and self-service customer portals,
  • Expanded support for bundled solutions and managed services, and
  • Full lifecycle reporting capabilities with open architecture for easy data access.

Headquartered in the US with offices in the UK, Australia, Singapore and India, IDS powers and protects the lease and loan portfolios of customers operating in more than 30 countries, including 7 of the Top 10 Captives and 11 of the Top 15 Banks in the Monitor 100 and more than 50 small to medium enterprises.



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