M & T Bank

M & T Bank
One Light Street 14th Floor
Baltimore, Maryland 21202
(866) 276-7453

Contact Information

John Wolfe, Line of Business Manager, Comml Equip Finance
(717) 771-4968


The Commercial Equipment Finance (CEF) Division at M&T Bank concentrates on the commercial banking business concentrating primarily on the middle market and large corporate commercial clients and prospects (revenues $20MM and above) with a focus to use our product set to establish Bank relationships. Our goal is to provide clients with the resources, information and counsel they require to make the best financing choices.

About M&T Bank:

M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s principal banking subsidiary, M&T Bank, operates banking offices in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia. Trust-related services are provided by M&T’s Wilmington Trust-affiliated companies and by M&T Bank.


General Information

Funding Information

Company Type

  • Bank

In Business Since

  • 1980

Trade Associations

  • ELFA

Funding Source Type

  • Lessor

Source of Funds

  • Internal

Annual Funded Volume

  • $660MM; includes Partnership Flips of $162MM

Transaction Profile

Deal Size Range

  • $100-$250K
  • $250K-$1MM
  • >$5MM


  • 3-5 Years
  • 5-7 Years
  • 7-10 Years

Average Term

  • 57 Months

Products Offered

  • Conditional Sale
  • EBO
  • Finance Lease
  • FMV
  • Loans
  • Money-Over-Money
  • Muni/Fed Lease
  • Operating Lease
  • Sale/Leaseback
  • Split-Trac
  • TRAC
  • True Lease

Scope of Geographic Activity

  • Northeast
  • National

Transaction Preferences

Equipment Categories

  • Agriculture
  • Ambulance/Emergency
  • Auto Test/Repair
  • Bus/Mass Transit
  • Business/Corporate Air
  • Computer Related
  • Construction
  • Containers
  • Dry Cleaning/Laundry
  • Energy Related
  • Environmental Systems
  • Food Distribution/Processing
  • Golf Related
  • Health/Fitness
  • Helicopters
  • HVAC
  • Industrial/Manufacturing
  • Machine Tool
  • Marine
  • Materials Handling
  • Medical/Dental
  • Office Equipment
  • Rail
  • Restaurant FF&E
  • Retail FF&E
  • Software/Hardware
  • Telecommunications
  • Trucks and Trailers
  • Waste Disposal

Credit Quality

  • Investment Grade or Equivalent
  • Near Investment Grade

View Latest Digital Edition

Terry Mulreany
Subscriptions: 800 708 9373 x130
Susie Angelucci
Advertising: 484.459.3016

View Latest Digital Edition

Visit our sister website for news, information, exclusive articles,
deal tables and more on the asset-based lending, factoring,
and restructuring industries.