Frandzel Robins Bloom & Csato Related Content

California’s Commercial Finance Disclosure Laws: A Guide

With California’s commercial financing disclosure laws becoming effective on Dec. 9, Andrew K. Alper of Frandzel Robins Bloom & Csato provides an updated and detailed guide to the new regulations. ... read more

Alper, Krumholz Named Winners of ELFA Legal Excellence Award

The Equipment Leasing and Finance Association awarded Andrew K. Alper of Frandzel Robins Bloom & Csato and Marjorie Krumholz of Thompson Coburn the Edward A. Groobert Award for Legal Excellence. read more

The Dangers of the Boiler Plate: Default Interest May be an Unenforceable Penalty

Lenders often tack a standard default interest rate provision on loan documents, but recent bankruptcy cases have demonstrated the dangers of this practice. Andrew Alper examines the Altadena Lincoln Crossing case and encourages lenders to have a conversation with borrowers about the default rate and the reasons behind it before both parties sign on the dotted line.... read more

California Finance Lender’s License Law: Amendments Create New Issues for Unlicensed Brokers

Attorney Andrew Alper reviews recent amendments to the California Finance Lender’s License law, which have created complications for lenders that work with unlicensed brokers. He advises anyone involved in selling, brokering or lending to obtain a license to prevent negative consequences.... read more

The Aftermath of Recharacterization: Enforcing Terms of a Lease That is Actually a Loan

Andrew Alper discusses the issues that arise after a court recharacterizes a lease transaction as a loan. He reminds us that while a contract will remain enforceable, regardless of whether it is determined to be a lease or loan, there is no substitute for careful drafting.... read more

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