Andrew Cotter, EVP and Chief Information Officer at Somerset Capital Group, has built a career on steady, transformative change in the equipment finance industry. From introducing web forms in the early 2000s to advancing cloud technologies and modern security practices, Cotter has consistently applied emerging tools to strengthen operations and client service. Today, he is shaping conversations around agentic AI, cybersecurity and data, ensuring that innovation remains both practical and forward-looking. His approach reflects the Change & Innovation category’s spirit by making incremental breakthroughs part of a larger vision for the industry’s future.
Cotter emphasizes the role of mindset and vision in driving progress. “True innovation is about unlocking strategic value for our customers’ future success,” he says. “We’re not just financing things; we’re enabling possibilities that are only attainable with a forward-thinking mindset.”
