Group Head, Syndications
Element Fleet Management
Vincent (Vince) Belcastro is Group Head, Syndications at Element. He is based out of New York City and works closely with the sales and finance teams across Element Fleet Management. Belcastro is a seasoned and entrepreneurial financial executive. He plays a key role in building out Element’s multi-billion syndication capability and strengthening and de-risking its investment-grade balance sheet. Belcastro is a senior credit professional and expert structuring specialist with more than 20 years of secured financing and leveraged finance experience primarily in the corporate credit markets arena. During this time he has covered companies in a wide array of diverse and unique industry sectors.
Areas of expertise:
Equipment Finance and Leasing
Leveraged Finance
Asset Based Lending
Distressed Restructuring and Investing
Prior to being named Group Head of Santander Corporate Equipment Finance Belcastro served as the Group Head of Equipment Finance at CIT. During his 13 year tenure there he also served as senior risk officer within CIT Corporate Finance group. He was instrumental in the launch, team build-out and integration of CIT’s Problem Loan Management and Healthcare groups. Before joining CIT in 2001, he served in a variety of senior relationship management positions at Citibank N.A. where he was responsible for sourcing and structuring new corporate financing and leasing transactions. Prior to Citibank, he held several transaction-oriented credit positions, at both Republic National Bank and Deutsche Bank, supporting deal-related financing activities in Latin America and Asia.
He is an active member of the Commercial Finance Association, Equipment Lessors and Finance Association, American Bankruptcy Institute and the Turnaround Management Association. He is also active as Board Advisor to a middle market manufacturing company. Belcastro received his BS degrees in Economics and Finance from Saint Francis College. He also completed the Deutsche Bank credit training program.
CLFP, Manager
K2 Funding Group
Theresa Kabot, CLFP is a graduate of Colorado State University and began her career in commercial equipment financing in Portland at a Pitney Bowes subsidiary, Colonial Pacific Leasing. There she worked the funding side of the industry from credit and documentation to sales and marketing.
In 1996, Kabot went on to establish her own equipment finance company located Seattle, Kabot Commercial Leasing, LLC. Demonstrating her commitment to continuing education and professional development, Theresa earned her CLFP designation in October, 1996. In 2014, Kabot Commercial Leasing expanded beyond being a third-party originator and began billing and collecting a portfolio of transactions in house. This division of the company is known as K2 Funding.
Kabot is an active member of the National Equipment Finance Association, NEFA and the American Association of Commercial Finance Brokers, AACFB. She currently serves on the CLFP Foundation Board of Directors and the 2021 Monitor Editorial Board. She is a past president of the CLFP Foundation, has served on the UAEL Board of Directors, volunteers on numerous committees with NEFA, AACFB as well as numerous industry associations in which her company specializes. Kabot has been an instructor for the Institute for Leasing Professionals, NEFA education videos and presents across the U.S. to her clients on “The Key to Cash Flow.”
In her spare time, Kabot enjoys biking the numerous trails throughout Puget Sound, sketching in charcoal, yoga and playing with her Bernese Mountain Dog, Chewbacca. Kabot and her husband Frank have a ranch in the mountains of Colorado and look forward to retiring there one day.
CEO
Dext Capital
Kyin Lok is a 25-year veteran and leader in the equipment leasing industry. His deep knowledge in healthcare and technology are evidenced by his roles successfully leading and developing businesses such as Dext Capital, GE Capital, US Bank and TCF Bank. Lok has managed both vendor and direct origination businesses establishing a track record for superior growth at every business he has led, including GE Capital’s Asia Healthcare Platform, US Bank’s Middle Market Vendor business, several diversified business lines for TCF Bank and most recently, as CEO for Dext Capital, a leading independent lessor focused on healthcare lending.
Lok is well respected and brings a humble leadership style to Dext Capital. He has also had the benefit of overseeing corporate development efforts at GE Capital and TCF Bank, building de novo businesses and leading several successful acquisitions and integrations which makes him uniquely qualified to make decisions on how best to build a company and avoid potential pitfalls of less well capitalized independent lessors.
Lok has an undergraduate degree from Northeastern University, and earned a MBA from Columbia Business School. He is happily married with two kids. During his free time, he enjoys outdoor activities, rooting for his hometown Boston teams, serving on boards for non-profits and spending time with his family.
Chief Product Officer
Jen Martin is the Chief Product Officer at LTi Technology Solutions. In her role as CPO Jen leads the Product and Client Success teams. Jen is responsible for managing LTi’s investment in new product and technologies, providing value added solutions to critical customer and market problems.
Jen Martin has been in the equipment finance industry and was at Key Equipment Finance (KEF) for 28 years. She has held many roles over that time including Operations Manager for various support/client service areas and Originations teams, Technology Project Manager, Technology product owner and Quality assurance manager. In 2019, she led the team that implemented ASPIRE and was a lead on the team that upgraded KEF’s end to end technology stack. Most recently, Jen Martin was part of the Key Equipment Finance senior leadership team, responsible for the successful execution of KEF’s technology roadmap, aligning technology tools with the needs of Key Equipment Finance’s clients and employees. Additionally, Jen led a sales enablement team that enables KEF’s growth success through data driven strategic modeling, problem solving, helping market Key’s capabilities and exceeding client expectations through the implementation of innovative technology tools.
Jen Martin is also a founding member of the ELFA Women’s council, immediate past chair for the ELFA Operations and Technology Committee/Conference, a member of the Monitor’s Editorial Board and is part of the ELFA’s Innovation Advisory council.
Equipment Finance Sales Executive
Huntington Equipment Finance Bank Channel – Texas
Jill McKean-Bilby joined Huntington Bank in February, 2024 and is an Equipment Finances Sales Executive for the Commercial Bank Channel in Texas. In this role, McKean-Bilby delivers equipment financing solutions for commercial clients. She has experience with working with all industries, but specializes in transportation, manufacturing, and construction. She is in her 25th year in equipment finance.
Previously, McKean-Bilby spent 12-1/2 years with The Associates, CitiCapital, and GE Capital (all acquisitions). She started on a Management Training program in credit, then completed various rotations in collections, operations, asset management, and sales in the Corporate Finance group. Then, she spent 5-1/2 years at Frost Bank covering sales for all industries in North Texas and the Permian Basin. In 2018, Jill joined BOK Financial as the President of BOK Financial Equipment Finance, Inc. acting as a player/coach for the bank’s eight state bank footprint. She led the efforts of growing the bank’s equipment finance offering by building out a team, and also growing the portfolio significantly in five years. McKean-Bilby has served on the Equipment Leasing & Finance Association’s Business Steering Council for the last four years, and currently serves as the National Bank Chair for the association. She is active in ELFA’s women’s council, lobbying on equipment finance issues on Capitol Hill, and is an active contributor for various bank issues through the bank committee. She was named as one of the Top 50 Women in Equipment Finance in 2022 by The Monitor, as well as has received the Bronze and Silver distinction for The President of the United States of America’s Volunteer Service Award (over 300 annual hours of community service).
McKean-Bilby holds a masters’ degree in business administration from the Neeley School of Business at Texas Christian University, and she graduated from Texas A&M University where she majored in Kinesiology with a Specialization in Sport Management. McKean-Bilby enjoys traveling, hiking and climbing mountains, learning about wellness, volunteering in her community, and spending time with her family. Jill, her husband Heath Bilby, and their two college-aged children live in Weatherford, Texas.
Chief Risk Officer
36th Street Capital
Eric McGriff has been employed in the equipment finance industry for over 30 years and has also been involved in the asset-based lending, specialty finance, distribution finance and inventory finance industries. He has served as a senior leader whose responsibilities have included credit, portfolio management, collections, asset management, operations, customer service, legal operations and statistical modeling. McGriff was employed by EverBank and its predecessors since 2006 and previously held the position of Senior Vice President and Senior Divisional Credit Officer for the Vendor Equipment Finance business. Currently, he serves as Chief Risk Officer of Wintrust Specialty Finance.
McGriff’s previously employers includes American Express Business Finance where he served as COO, Pinnacle Advisory Services where he was the founder and President and AT&T Credit Corporation where he began his career in 1986
McGriff received a Bachelor of Arts in Political Science and Behavioral Science from Drew University and received a Graduate Credit Management Certificate from the New York Institute of Credit. He currently serves on the Equipment Leasing and Finance Association Credit and Collections Committee and the Equality Committee.
Chief Operating Officer
Nancy Robles is Chief Operating Officer of Eastern Funding where she is responsible for all of the company’s day-to-day operational and administrative functions.
Robles joined Eastern Funding in 2005 from Fleet Healthcare Capital Leasing/Bank of America. During her tenure at Eastern Funding, she has managed the company’s operations functions including credit, compliance, documentation, funding, loan servicing, legal and work-out and human resources.
Outside of Eastern Funding, she serves on the board of the Berkeley College Scholarship Foundation, The Coin Laundry Association Diversity and Inclusion Committee, Brookline Bank’s Diversity, Equity and Inclusion Committee as well as the Berkeley College MBA and Legal Studies Committees.
Robles has been recognized by Monitor as a Top Woman in Equipment Finance for 2020. She has also been featured in Hispanic Executive Magazine.
Board Member & Former CFO
Nexseer Capital
Sohini Roy is a seasoned financial executive, with substantial financial, operating and strategic experience, primarily in the asset management, fintech space. She has successfully helped several institutions scale.
Roy most recently served as Nexseer Capital’s Chief Finance Officer and is now is a member of their board. Nexseer is a PE owned, mid-ticket, equipment finance company. Before that, she co-founded Allsop MyRA, a Reg-Tech company in the UK and, prior to that, she was the Chief Accounting Officer at Bridgewater Associates, a $160bn hedge fund in Westport, CT.
Roy is on the Board of Silver Fern, a healthcare technology firm, and a founding member of the Moonlight Foundation focusing on LGBTQ adoptions.
For Roy, joining the board is about being involved in the leasing community and multiplying impact – the impact of using her experience, education and passion to support the Monitor’s efforts in informing and educating the equipment finance industry.
Sohini earned her Executive MBA from New York University’s Leonard N. Stern School of Business. She graduated from Franklin & Marshall College with a Bachelor of Science degree in Accounting.
SVP, Chief Marketing Officer
LEAF Commercial Capital, Inc.
Michelle Speranza, LEAF Senior Vice President and Chief Marketing Officer, has been with the company since 2005, where she leverages extensive expertise in creating results-driven marketing and public relations campaigns with a strong emphasis on brand building, lead generation and customer retention. A strategic leader with deep experience developing omnichannel campaigns for diverse target audiences, Michelle was a marketing professional for the Walt Disney Company and The Philadelphia Inquirer prior to joining LEAF. A graduate of Gwynedd-Mercy College, Michelle has also served as chair of the Equipment Leasing and Finance Association’s Communications Committee.
Founder & Principal
Reimagine Advisors
Denis Stypulkoski is a seasoned business executive with a successful track record of launching and building a private equity startup. His leadership profile spans from startup opportunities to global companies within the technology, finance and banking industries. Stypulkoski is known as a senior business executive who bridges the business and technology landscape. He has envisioned, developed, delivered and managed business startups and technology platforms in leading-edge technology environments, with a focus on revenue creation, digitalization, operations effectiveness and efficiency.
Stypulkoski’s background includes executive positions with TIAA Bank, EverBank, Tygris Commercial Finance Group, US Express Leasing, CIT Group, Newcourt Credit Group, and AT&T Capital Corporation. In addition, he has served as a CIO Advisory Consultant with The Alta Group, and was also co-founder of a financial industry software startup in 2000, Seismiq, Inc., which was ultimately acquired by International Decision Systems (IDS) and Schroder Ventures U.S. He recently served as a member of the Board of Advisors for the Ying Wu College of Computing at New Jersey Institute of Technology.
Stypulkoski most recently launched Reimagine Advisors, a business transformation consultancy helping organizations reimagine their business to compete in the Digital Economy.
Director, Strategy and Analytics, Equipment Finance
First Citizens Bank
Joseph Turner is a Director at First Citizens Bank responsible for Strategy and Analytics within the Equipment Finance unit. He has been with the firm since 2016.
Joseph began his career at the bank through its two-year Finance Development Program and, after three years in Finance, transitioned into a role within the Equipment Finance unit in 2019. He leads First Citizens Bank’s efforts to expand it’s Equipment Finance business into new verticals.
He has served on the ELFA research committee for the past three years. He is a graduate of the second cohort of STRIPES Leadership Program. He joined the bank directly after graduating from the University of North Florida (UNF) with dual Bachelor of Business Administration degrees in Finance and Economics. While in school, Joseph served as Student Body President and a Trustee on the UNF Board. He is a native-born Floridian who currently resides in Jacksonville with his wife, Margaryta.
Manager of Product Development
DLL
Camtu Vo, Manager of Product Development for DLL’s Food & Agriculture Global Business Unit is responsible for the alignment of projects and products with digital strategies from product development through market delivery and adoption.
Before joining DLL over five years ago, Camtu worked in the insurance industry. Camtu started at DLL in one of the company’s first Customer Engagement Hubs located in Dallas, TX. Here Camtu built a strong focus on customer experience and driving ease of business through digital transformation.
Camtu majored in Art History from New York University and received her MBA from the University of North Texas. Camtu currently serves on the ELFA Emerging Talent Advisory Council (ETAC), leading the 2023 Training and Professional Development Taskforce and is the ETAC liaison to the Captive and Vendor Finance committee. She enjoys traveling, hiking, yoga, and performs locally with her dance company throughout the year.
Managing Director, Client Relations
The Alta Group
David Wiener has been respected in the disciplines of sales, credit, and capital markets/syndications within the equipment finance industry for more than 30 years. As an expert in transaction and portfolio pricing and negotiation execution, he has managed or collaborated with capital markets staff collectively closing over $50 billion in portfolios and transactions. He has created full capital markets syndications capabilities for three of the top-10 vendor leasing organizations in the U.S.
As a consultant with The Alta Group, David is engaged in client relations efforts. He has served customers on a wide array of equipment finance engagements: acquisition due diligence, process improvement, bench-marking studies, market entry strategy, de-novo equipment finance platform creation and vendor program assessment.
Prior to his work at Alta, David gained broad industry management experience as a transaction leader at LEAF Financial, GE Capital Markets, Tokai Financial Services, and Maryland National/MNC Leasing. He is a past recipient of the GE Capital Pinnacle and Tokai Winners Circle awards. David has utilized Six Sigma quality tools and e-commerce initiatives for process improvement. He directed an effort to internationally outsource capital markets analytic activities, a cost saving endeavor that reduced deal evaluation cycle time recognized as a best practice within the world’s leading international outsourcing company.
He is regarded as a leading authority on equipment finance data and demographics analysis. From 1982 to 2006, Dave served on the ELFA Research Committee. He was a 2004 recipient of the ELFA Distinguished Service Award. In his industry volunteer service, Dave also has served as a trustee on the Equipment Leasing and Finance Foundation, and was personally instrumental in commissioning research resulting in the publication of more than 40 major industry reports.