As Senior Vice President and Credit Executive for U.S. Bank Equipment Finance, Michael “Mic” Mount prioritizes balancing risk and growth opportunities. He believes in a “risk management” rather than “risk avoidance” philosophy. Mount has helped implement an outstanding team of credit experts who are focused on meeting company growth objectives. He collaborates with a diverse team of experienced credit decision-makers, data analysts, modelers and sales partners to achieve these goals. Data and technology are critical to U.S. Bank Equipment Finance’s credit processes. Mount’s team has used digital tools for many years to quickly make decisions on small ticket transactions. They also continuously identify new processes to improve underwriting efficiencies and enhance the client experience. His approach involves a thorough analysis and consideration of impacts before making decisions.
