Steve Taplin, chief product officer at Lendscape, joined the company in 2019 after seeing an industry poorly served by legacy back-office systems and an opportunity to build something much better. His team created a cloud platform where all data is accessible via APIs, letting customers integrate freely, connect systems and apply AI on their own terms.

“For a long time, equipment finance providers were limited by whatever their core system allowed,” Taplin says. “That constraint has largely disappeared. Technology has gone from being a limitation to being a choice.”

Customers now run $1 billion portfolios with productivity improvements as high as 1,000x by applying agentic techniques to Lendscape’s platform. Taplin believes true transformation means stepping back to understand what outcomes a business actually needs rather than settling for isolated gains around a legacy core.