Associate Director
Stearns Bank Equipment Finance
Craig Kern, Associate Director at Stearns Bank Equipment Finance, exemplifies the qualities of a rising leader in the next generation of equipment finance. Launching his career without prior experience in banking or finance, he built his success from the ground up — first through cold calling, trade shows and business development, and eventually by mastering every aspect of the equipment finance process.
With nearly 15 years in the industry, Kern has carved out a leadership style rooted in humility, curiosity and communication. He’s intentional about fostering a strong internal culture and values the voices of his team, encouraging open dialogue and shared ownership. His “humble, hungry and devoted” approach has created a work environment where trust and growth flourish.
As a CLFP active in both ELFA and NEFA, Kern is also a forward-thinker. He believes that artificial intelligence represents both the biggest challenge and greatest opportunity for the future of the industry, especially in enhancing efficiencies without losing the human element. His vision for progress includes leveraging AI while preserving the relational core of finance.
Kern is equally passionate about mentorship and the potential it has to reshape the industry’s future. “If you’re committed to the growth and success of those around you,” he says, “you will naturally have opportunities for growth and development yourself.” His belief in collective success positions him as a standout figure dedicated to empowering others while leading with purpose.
“The most rewarding part about being involved in the equipment finance industry is the growth and opportunity presented to those who are eager to learn and willing to put in the work.”
