Author Bio

Dale R. Kluga

commercial banking and leasing executive of

Dale Kluga is a commercial banking and leasing executive with more than 40 years of consistent advancement in business development, credit, collections and operations. His demonstrated accomplishments include: founding and managing the commercial leasing business for LaSalle National Bank of Chicago nka Bank of America; founding partner of Great American Leasing Company, a small ticket leasing operation; founding partner of Cobra Capital (nka Providence Equipment Finance) a SME funding, portfolio servicing and bank leasing back office company; management of a portfolio servicing business for LINC Scientific Leasing; and co-founding a suburban banking facility at the age of 29 for LaSalle National Bank-Vernon Hills nka Bank of America. Recognized as a visionary and persuasive negotiator in successfully conceiving strategic direction and implementation of operations that have contributed substantially to corporate financial growth.

Posts by Dale R. Kluga

An Objective History: The Reality & Truth About Bank Equipment Leasing

Since my first job at Continental Illinois National Bank in 1981, (which in 1988 became the largest bank failure in U.S. history at the time), I’ve always been a hopeless proponent of convincing banks to enter the leasing business including,... read more

The Evolution of an Independent

Introduction As I glanced through the recent Monitor 100, I noticed that one third were independents with more than $11 billion in collective volume, or 6% of the entire group, (up from 4.8% in 2018). That $11 billion market share... read more

Kluga Lays Out Solutions…

If there is one thing I’ve learned in the last 31 years, it’s that capital has very little to do with a bank’s ability to survive. Since the Great Depression, banking has always been and always will be, more about... read more

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