Author Bio

Dale R. Kluga

President of Cobra Capital

Dale R. Kluga is president of Cobra Capital.

Posts by Dale R. Kluga

The Evolution of an Independent

Introduction As I glanced through the recent Monitor 100, I noticed that one third were independents with more than $11 billion in collective volume, or 6% of the entire group, (up from 4.8% in 2018). That $11 billion market share... read more

Kluga Lays Out Solutions…

If there is one thing I’ve learned in the last 31 years, it’s that capital has very little to do with a bank’s ability to survive. Since the Great Depression, banking has always been and always will be, more about... read more

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