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Author Bio

Ray James

Senior Consultant of Ivory Consulting

Ray James is a senior consultant at Ivory Consulting. He has served for the past 25 years on the Equipment Leasing and Finance Association’s Research Committee and is its current chairman.

Posts by Ray James

Limited Benefit Method: An Alternative to the Multiple Investment Sinking Fund Yield

Have you ever employed the Multiple Investment Sinking Fund (MISF) yield in analyzing your lease transactions? Did you find it useful? Some people prefer using it because it is an established industry standard, while others believe it has pitfalls. For... read more