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Maxim Commercial Capital Streamlines Credit Operations in H1/26

The revisions clarify pricing, simplify approvals and promote faster fundings for B-to-D credits.

byBrianna Wilson
August 12, 2026
in EF News, Companies
Reading Time: 2 mins read
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Maxim Commercial Capital made significant improvements to its intake, underwriting and funding processes during H1/26. The company launched a new credit matrix resulting in competitive pricing for B-to-D credits and simplifying communication with borrowers, finance brokers and equipment vendors.

“Our team’s efforts to identify and implement game-changing enhancements from originations through funding and exceptional customer service are defined by our goal to help partners close deals quickly and easily, while fulfilling customers’ dreams and needs,” Don Cosenza, senior vice president, business development at Maxim, said. “We onboarded 50+ new referral partners during the first half of 2026, reflecting the high demand for a reliable, competitive finance source for non-bankable, challenged and story credits.”

The company’s website has been refreshed with new underwriting criteria for its heavy equipment, transportation equipment, real estate, working capital and debt consolidation and refinancing programs, as well as a simplified broker application. Recent fundings across all programs are updated regularly for the benefit of referral partners and customers.

Representative fundings during the period included:

  • A $119K 2025 Schwing SP500 trailer concrete pump for an experienced construction contractor to start his own business;
  • A $48K 2024 Bobcat T66 to support the rapid growth of an experienced contractor’s new oilfield supply company
  • 100% financing of a $20K 2012 Reitnouer Big Bubba 48 x 102 Aluminum Flatbed Trailer for an owner operator with less than 2 years’ time-in-business, 628 FICO, $0 revolving available and collection accounts who pledged his 2019 Peterbilt 579 with 493k miles as excess collateral
  • A $58K 2023 Freightliner Cascadia 126SLP with 577K miles for 30% down for a start-up owner operator with thin credit.

“The recent addition of key executives to the Maxim team, including Lyn Elam as COO and Don Cosenza as SVP – business development, has been instrumental in elevating our programs, operations, and market presence,” Kianmahd said. “I am extremely proud of the recognition our exceptional team has earned from customers and referral sources, as demonstrated by our industry-leading 4.5-star Google rating. We are moving fast and excited about the future.”

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