universalfinco.com

Universal Finance Corp. established itself as a premier lender to the construction industry in the early 1980’s and, over the last four decades, the company has expanded its reach to serve customers in a wide range of industries including trucking and landscape construction. Located just outside of Boston, MA, Universal Finance provides borrowers with the financing they need to secure jobs, purchase equipment and obtain capital.

Our team looks beyond how a prospective customer “looks on paper” to develop a complete understanding of who the customer is and what they have to offer. We work with customers to review their credit, assess their equipment and gain an understanding of their business history and goals. We look to have equity in every deal be it down payment, pledged collateral or a combination of both. Universal’s extensive experience in asset-based lending gives us a unique edge as a lender. By understanding equipment and its values the way that we do, we are truly able to show our customers how to use the equity in the equipment and machinery that they own and together come up with a plan that keeps their business moving forward. This personalized approach has enabled Universal Finance to solidify relationships with our partners and provide thousands of customers with funding solutions for nearly forty years.

GENERAL INFORMATION

Company Type
Independent

Trade Associations
• ELFA
• NEFA
• AACFB

FUNDING INFORMATION

Funding Source Type
Lender

Source of Funds
Internal

Annual Funded Volume
$36MM

Special Services
• Brokers Welcome
• Custom Structures
• Monetary Incentives
• No Age Restrictions
• Poor Credit/Bankruptcy
• Portfolio Purchases
• Private Party Sales
• Sub-Prime Credit Programs
• Titled Vehicles
• Equipment Equity Line of Credit/Working Capital

TRANSACTION PROFILE

Deal Size Range
$20K-$600K

Term
3-5 Years

Average Term
48 Months

Products Offered
• EFA
• Leases

Scope of Geographic Activity
Continental United States

TRANSACTION PREFERENCES

Asset Categories
• Construction
• Landscaping
• Material Handling
• Recovery
• Trucks and Trailers
• Waste Disposal

Credit Quality
• A, B, and C Quality
• Start-ups

FUNDING EQUIPMENT, BUILDING SOLUTIONS

CONTACT
Universal Finance Corp.
6 Kimball Lane Suite 320
Lynnfield, MA 01940
(781) 439-6000
[email protected]

WHO WE ARE:

Scott Worth
Executive Vice President of Credit
(781) 944-1551
[email protected]

Brett Rondeau
Executive Vice President of
Sales & Syndication
(781) 839-9188
[email protected]