Mitch Rice,
CEO,
Commercial Capital Company

Founded in 1985 by Larry Rice, Commercial Capital Company has grown from a locally focused lender to a nationwide provider of equipment financing. While the company has evolved, it has stayed true to its roots, maintaining strong relationships with local banking partners in Kansas City. Today, under the leadership of Mitch Rice, CEO, the company finances a diverse range of assets, specializing in small-ticket construction, material handling and commercial vehicles.

The company’s recent recognition on Monitor’s Top Private Independents ranking is a testament to its steady growth and adaptability in a dynamic market. “Achieving this milestone reflects not only our financial success but also the dedication of our team and the trust our clients place in us,” Rice says.

A COMPETITIVE EDGE IN EQUIPMENT FINANCING
What sets Commercial Capital apart is its unwavering commitment to relationships and trust in an industry often driven by transactions. The company’s emphasis on integrity and customer-focused service has built a reputation that extends beyond financing — helping businesses navigate economic challenges with tailored financial solutions.

“In 2024, we saw significant success in industries like construction, directional drilling and material handling,” Rice says. “We focus on creating payment schedules that align with our clients’ operational needs, ensuring they have the flexibility to grow.”

ADAPTING TO MARKET TRENDS
Despite economic uncertainties, the demand for equipment financing remains strong. Businesses are modernizing, and Commercial Capital is at the forefront of supporting them with financing that fits their cash flow. The company’s proactive approach includes hiring a dedicated director of credit to refine risk assessment strategies and implementing advanced technologies like Leasepath for
enhanced efficiency.

Its ability to navigate shifting market conditions while maintaining strong client relationships has been a key factor in its recent industry recognition.

LOOKING TO THE FUTURE
As the equipment financing industry evolves, Commercial Capital is embracing automation and AI to streamline processes and improve customer experiences. The company is also expanding its impact in the community through its newly formed CCC Cares initiative, which focuses on volunteer work and charitable contributions.

With a growing sales team and a bullish outlook on the industry, Commercial Capital Company is poised for continued success. Ranking among Monitor’s Top 30 Private Independents marks just the beginning of the next phase of its growth, solidifying its place as a leader in the equipment finance industry. •

“We built this company on core values that emphasize integrity, compassion, tenacity and a commitment to always getting better.”

~Mitch Rice, CEO, Commercial Capital Company