No Respect: Why Charge-Offs are Still Assets
Charged-off commercial paper is the Rodney Dangerfield of your balance sheet: It gets no respect. However, a growing number of ...
Archives: Articles
Asset Managers Adapt to Change Using a Team Approach
The story starts the same way every time: “In an environment of increased competition, excess liquidity and slow economic growth, ...
Software Financing Part 2: Making Customer Receivables Attractive to Potential Purchasers
Vendor finance is a program in which a software company (vendor) works with a bank or leasing company (funding source) ...
CTB Equipment Finance Expands Bank Footprint, Deepens Relationships
Monitor: Could you please discuss what led Community Trust Bank to form an equipment finance unit? JL: Community Trust Bank ...
How to Respond When Told Your Rate Is Too High
When we request financial statements from a potential lessee we’re looking for financial stability, positive cash flow, and a business ...
Effective Asset Management: Optimizing Customer Service in Equipment Leasing
With interest in equipment leasing growing globally, financial institutions must make it easy for all parties to do business with ...
Drafting Collateral Descriptions That Pass the Sniff Test
What's in a name? In Shakespeare's Romeo and Juliet, the heroine argued, "That which we call a rose / By ...
467 Loan Structuring
One of the best ways to conceptualize a 467 loan is with an example of a new solar facility. Solar ...
Thirty Years in Equipment Management — How Exactly Did That Happen?
I began my career in leasing in the 1980s as an extremely green equipment manager. Thirty years later, I’m still ...
Software Financing Part 1: How to Structure a Software Vendor Program
As businesses continue to expend an increasing percentage of their overall technology budget on software, the question of financing the ...
