Visionary CFO to Power the Future of Fintech Lending

Remote (with occasional travel to HQ)
Reports To: CEO

Are you a strategic, hands-on financial leader ready to help scale a high-growth fintech lender past its next billion?

Our client is a pioneering direct lender transforming small business financing across America. With $1B+ deployed and a reputation for speed, flexibility, and innovation, they are redefining how SMBs access capital. Now, they’re seeking a bold, forward-thinking Chief Financial Officer to help lead the next chapter of expansion.

This Is Not a Traditional CFO Role

This is not a maintenance or back-office position. This is a builder’s role — designed for a finance executive who thrives in high-growth, high-accountability environments and wants a seat at the strategic table.

You’ll partner directly with the CEO, own forward-looking financial strategy, and drive capital markets execution in a dynamic portfolio environment supported by active warehouse facilities and an evolving securitization strategy.

If you’re energized by ambiguity, complexity, and scaling at speed — keep reading.

What You’ll Own

Financial Modeling & Forecasting Leadership

• Lead all forward financial forecasts (originations, credit performance, funding costs, IRR, capital utilization).
• Pressure-test models to ensure accuracy and defensibility.
• Align pricing strategy with expected losses and return thresholds.
• Deliver board-level reporting with clarity and precision.
• Proactively identify deviations and implement corrective action.

Capital Markets & Liquidity Strategy

• Manage warehouse facilities and optimize advance rates.
• Lead securitization strategy and rating agency engagement.
• Build stress-tested liquidity models across credit and macro scenarios.
• Serve as key liaison with lenders, investors, and capital partners.
• Optimize capital structure for disciplined growth.

 Portfolio & Risk Integration

• Align financial projections with real-time portfolio dynamics.
• Ensure risk models, funding structures, and performance forecasts remain integrated.
• Identify structural risks early — and solve them before they escalate.                              

Executive Leadership

• Serve as an engaged member of the Executive Committee.
• Translate complex portfolio dynamics into actionable insights.
• Lead cross-functional initiatives impacting performance.
• Drive healthy executive debate — and decisive action.

Team Development

• Lead FP&A, Accounting, and Finance Strategy functions.
• Partner closely with Controller for seamless financial integration.
• Build scalable systems to support long-term growth.

What You Bring

• 10+ years progressive finance experience, including senior FP&A leadership.
• Fintech, specialty finance, structured credit, or asset-backed lending experience.
• Direct experience managing warehouse facilities and/or ABS transactions.
• Advanced financial modeling tied to portfolio and capital usage.
• Strong capital markets fluency and lender/investor engagement.
• Board-level reporting and strategic decision-making experience.
• MBA, CFA preferred.

Most importantly:
You bring intellectual rigor without ego, a roll-up-your-sleeves mindset, and the confidence to lead in a fast-moving, high-growth fintech environment.

Why This Role?

• Join a fintech lender reshaping small business funding.
• Direct CEO partnership.
• Executive-level impact.
• High-visibility, high-growth environment.
• Opportunity to scale an already proven platform.

Ready to Lead?

Scott Preiser
SVP – Client Partner / Recruiter
Molloy Associates
📧 scott.preiser@molloyassoc.com

If you’re ready to build, scale, and lead — let’s talk.