Paul J. Stark, senior vice president and chief credit officer of Civista Bancshares, the parent company of Civista Bank and Civista Leasing & Finance, will retire on Dec. 31. Michael D. Mulford will replace Stark as chief credit officer following Stark’s retirement.
“Paul’s insight and guidance the past 13 years has been instrumental in Civista’s continued growth,” Dennis G. Shaffer, CEO and president of Civista Bancshares, said.
Stark has served as senior vice president and chief credit officer for the bank since 2010. He was previously senior vice president and chief credit officer at First National Bank in Howell, MI.
Mulford joined Civista on Nov. 6 with 33 years of credit experience, including 13 years as executive vice president and chief credit officer at First Federal Bank of the Midwest ($3.5 billion in assets). After First Federal’s merger with Home Savings Bank, Mulford assumed the role of executive vice president and chief credit administration officer for the newly formed Premier Bank ($7 billion in assets) for four years before moving on to take the chief credit officer role at Coastal Carolina Bank. Early in his career Mulford spent time in various credit roles with Society Bank, Mid-Am Bank and Key Bank.
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