TARGETED LENDING CO., LLC

The Targeted Lending Co.: A Smarter Approach to Equipment Financing

Headquartered in Buffalo, NY, The Targeted Lending Co. (TLC) has been delivering small business equipment financing solutions for more than 25 years. With a nationwide footprint, TLC provides equipment loans up to $400,000 for businesses with at least two years in operation. Terms range from 12 to 72 months, offering flexibility to meet the unique needs of growing companies.

What sets TLC apart is its relationship-driven approach. Unlike traditional scorecard lenders, TLC focuses on understanding both the borrower and the deal. Every transaction is reviewed with common sense and experience, ensuring thoughtful decisions rather than automated decisions.

TLC is 100% broker-driven and deeply committed to its referral partners. Dedicated team members manage each deal from application through payoff, creating a seamless and professional experience for brokers and borrowers alike. There are no monthly volume requirements, and TLC maintains a strict policy of never soliciting brokers’ customers or vendors.

Speed and efficiency are central to TLC’s service model. The company offers a three-tiered approval structure, same-day approval-to-funding in many cases, and 100% prefunding — even on titled equipment.

In addition to traditional equipment financing, TLC offers specialty programs including Cash for Equipment, the TLC Plus Program, Portfolio Purchases, and its unique “Pick Your Own Pricing” platform. The mission at TLC is simple: help brokers close more profitable deals with confidence, speed, and integrity.

For over two decades, The Targeted Lending Co. team has combined experience, flexibility, and partnership to deliver financing solutions that work.