2026 Leadership Honoree

BEST COMPANIES

IN EQUIPMENT FINANCE

AP equipment financing logo at 350
Driving Innovative Solutions Through Collaborative Leadership

At AP Equipment Financing, leadership is defined by a commitment to transparency, autonomy and a “drama-free” collaborative culture.

Since its founding in 1998, the firm has earned its place as a top organization by intentionally fostering an environment where professional integrity and open communication are the standard. 

An initiative spearheaded by Chris Enbom, AP’s CEO and founder, AP’s House Rules embody the company’s core values and define how teams interact, ensuring that every individual feels empowered to take initiative.

As a wholly owned subsidiary of Tokyo Century, the firm combines global financial strength with a personalized, remote-first leadership style. To maintain cohesion across a distributed workforce, leaders focus on fostering connection and inclusion regardless of location. Through quarterly town hall meetings and open updates, leadership shares goals and strategies with total transparency, ensuring every team member understands their impact on the bigger picture. This clarity allows the firm to remain agile and motivated, even as economic conditions shift.

The organization further prioritizes professional growth, offering educational reimbursements, Women’s Leadership Programs and support for the Certified Lease & Finance Professional (CLFP) designation. Success is celebrated through high-profile recognitions like the annual Rock Star Award, reinforcing a culture that balances results with mutual support. 

By merging sophisticated financing and leasing, inventory floor-plan financing and fleet management solutions with a people-centric approach, AP Equipment Financing proves that, by leading with clear principles, a financial services provider can build a workspace where innovation and purpose thrive.

Lerma Chris cropped at 300
Chris Lerma, CLFP, President of AP Equipment Financing

“This recognition is a reflection of the culture we’ve intentionally built — one that fosters professionalism, open communication, autonomy and a shared sense of ownership. We believe our best ideas come from empowering people.”

 

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