Dana Pace is reshaping PNC Bank’s approach to risk modeling by combining traditional obligor analytics with asset-specific considerations, including residual value volatility, secondary market demand and collateral concentration. She pairs portfolio intelligence with predictive market tools to evaluate risk from both the customer and equipment perspectives and identify emerging trends early.

“Technology helps us identify trends … however, I believe data should inform judgment, not replace it,” Pace says.

Outside the office, Pace’s interest in understanding complex ecosystems extends globally. During a visit to a South African conservation center, she participated in wildlife rescue efforts. Through balanced, forward-looking underwriting, Pace helps support client growth while strengthening long-term portfolio resilience.