Visbanking has released its latest Quarterly Banking Profile, offering an early preview of U.S. banking sector performance for the first quarter of 2025 — weeks ahead of the Federal Deposit Insurance Corporation’s (FDIC) official release.
The report includes key financial metrics on 4,452 banks across the country and is built on the company’s proprietary Bank Intelligence and Action System (BIAS). Users can interact with the data through Visbanking’s platform to explore capital, liquidity, asset quality, and earnings insights.
“By releasing this information early, we enable industry professionals, analysts, and journalists to access timely insights and data,” said Brian Pillmore, founder and CEO of Visbanking. “This not only reflects our commitment to transparency but also the power of our analytics platform.”
Among the report’s highlights:
- Total deposits rose 1.32% from Q4/24 and 2.48% year-over-year, indicating stable customer growth.
- Net income for FDIC-insured banks increased 4.77% quarter-over-quarter and 9.76% from Q1/24.
- Securities losses dropped 68.67% from Q4/24 but rose 172.66% from a year earlier, highlighting market volatility.
- Credit loss provisions increased 1.00% from the previous quarter and 9.06% year-over-year.
- Quarterly deposit growth surged 72.56%, with a 38.28% increase compared to Q1/24.
The findings point to a solid core earnings environment even as investment-related performance shows growing instability.
