Based in Tampa, FL, Refik Semsedin serves as vice president and relationship manager with Fifth Third Bank’s Equipment Finance unit and is responsible for business development with middle-market and large corporate companies headquartered in Florida.

Semsedin has been in the equipment finance industry since 2011 and joined Fifth Third Bank in 2018. In his three years with the bank, he has made a dynamic impression throughout the Florida region and with his clients and has exceeded his objectives each year. He is actively engaged in his market, is a team player and approaches his clients with a consultative style that helps companies choose the right financing product for their capital equipment acquisition needs.

With a deep understanding of construction, distribution, food processing, manufacturing, marine, transportation and other industries, coupled with broad product knowledge, Semsedin delivers a best-in-class client experience. He has a reputation for always being positive and having a true passion for this business. He also tries to inspire others to be great and loves to see his colleagues succeed.

“I love telling everyone about our industry and educating them on how to get a start in this industry. As a future leader, I appreciate the perspective from our CEO, Greg Carmichael, on how Fifth Third Bank sees inclusion and diversity as a strategic imperative and integral to the ongoing vibrancy of our culture,” Semsedin says. “This allows our company to appreciate different perspectives and deliver an exceptional experience for our clients.”