2025 Funding Source: North Mill Equipment Finance

nmef.com

North Mill Equipment Finance (NMEF), the nation’s largest third-party originating independent lender, specializes in “small to mid-ticket” commercial equipment financing. Offering a comprehensive product suite that includes Equipment Finance Agreements (EFAs), loans, leases and working capital, NMEF delivers tailored financing options to businesses nationwide.

• FICOs from 550+
• Broker-centric
• Financing from $15K to $5MM for investment grade credits
• Application Only $15K to $300K
• Application Plus up to $5MM for investment grade credits
• Multiple Asset Categories Accepted
• Competitive Rates and Down Payments
• Refinance Cash Out Solution Available
• Commissions Up to 11 Points
• Start-ups Considered
• Private Party Sales Option Available
• Placeholder Approval Option Available
• Early Pay-Off Policy

GENERAL INFORMATION

Company Type
Non-Bank Financial

Trade Associations
• NEFA
• ELFA

In Business Since
1957

FUNDING INFORMATION
Funding Source Type
Lender

Source of Funds
• Bank Warehouse Lines
• Investors

Annual Funded Volume
$654MM

Special Services

• Application Only Programs,
• Custom Structures,
• Franchise Specialty,
• Portfolio Purchases,
• Titled Vehicles,
• Structured Commissions

TRANSACTION PROFILE

Deal Size Range
$15K-$5MM

Term
36 to 72 months

Average Term
54 Months

Products Offered

• Conditional Sale,
• Discounting,
• EFA,
• Finance Lease,
• FMV,
• Operating Lease,
• Sale/Leaseback,
• TRAC,
• True Lease

Scope of Geographic Activity
National

TRANSACTION PREFERENCES

Equipment Categories

• Agriculture,
• Ambulance/Emergency,
• Auto/Light Truck,
• Bus/Mass Transit,
• Construction,
• Digital Cinematic Projection,
• Energy Related,
• Fitness Equipment,
• Food Distribution/Processing,
• Franchises,
• Graphic Arts/Printing,
• Healthcare,
• HVAC,
• Industrial/Manufacturing,
• Janitorial,
• Livery,
• Machine Tool,
• Material Handling,
• Medical,
• Mining,
• Packaging Paper,
• Renovation,
• Software/Hardware,
• Trucks and Trailers,
• Waste Disposal

Credit Quality
• A, B, and C Quality
• Start-ups

PASSIONATELY PURSUING EXCELLENCE FOR ALL STAKEHOLDERS

CONTACT
North Mill Equipment Finance, LLC
601 Merritt 7, Suite 5
Norwalk, CT 06851
(800) 223-6630

Regional Offices:
Irvine, CA
Murray, UT
Voorhees, NJ
Montego Bay, Jamaica

WHO WE ARE: