NETSOL Technologies, a provider of AI-powered solutions and services, launched Check AI, its next-generation AI-powered credit decisioning engine designed to revolutionize the credit underwriting process.
Built as an AI-native solution and part of the company’s Transcend Finance platform, Check AI is designed to streamline and enhance the credit evaluation lifecycle by automating manual tasks, accelerating decision times and improving underwriting accuracy. From gathering data across multiple sources to processing documents and performing in-depth financial analysis, Check AI aims to empower credit and funding analysts to work smarter, faster and with greater precision.
At the heart of Check AI is a combination of deep reasoning, intelligent automation and agentic workflows. Check AI just aggregates and interprets data, and is able to generate AI-driven research reports.
Check AI also embraces a human-in-the-loop approach, with the intent to safeguard against bias and support regulatory compliance.
“At NETSOL, we’ve always believed in building technology that doesn’t just digitize, but transforms. With the launch of Check AI, we’re bringing a powerful, AI-native solution to one of the most critical areas of the financial services industry: credit decisioning,” Naeem Ghauri, co-founder and president of NETSOL Technologies, said. “Our goal was to rethink the underwriting process from the ground up, using artificial intelligence not as an add-on, but as the engine that drives smarter, faster and more informed decisions. Check AI is the result of that vision to help institutions unlock new levels of efficiency, accuracy and agility. This isn’t just about accelerating workflows; it’s about fundamentally changing how we evaluate risk and make decisions in a data-driven world. Check AI will deliver measurable efficiencies and qualitative gains. It will enhance the credit underwriters’ ability to make better credit decisions, making it a potential game changer.”
Kamran Khalid, chief product and delivery officer at NETSOL Technologies, added, “What makes this product truly stand out is its human-in-the-loop architecture. While we’ve automated large parts of the research and analysis process, we’ve also ensured that human judgment and oversight remain central to the system, because transparency, explainability, fairness and compliance matter just as much as speed. Built as part of our Transcend Finance platform, Check AI empowers financial institutions to move from reactive assessments to predictive, insight-driven lending, seamlessly connecting with other components to create a unified decisioning ecosystem. As companies around the world seek smarter ways to handle risk, streamline credit operations and serve customers faster, Check AI positions NETSOL as a technology partner they can trust, not just for today’s challenges, but for the future of lending.”
