The Fed, FDIC, NCUA, OCC, CFPB and state banking regulators issued an interagency statement for financial institutions working with borrowers affected by the coronavirus. FASB concurs with the approach. read more
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The typical underwriting process is far from perfect. It is characterized by manual work and subjectivity, and the process is very prone to human error. To improve this, many lenders have adopted credit scoring models, which is a great start.... read more
Uncertainty is a consistent theme running through the commentary on energy transition and climate finance. The body of work on trends, technological developments, future needs and opportunities, as well as the costs and risks associated with the energy transition, continues... read more