Pacific Electric Solar announced a partnership with First U.S. Finance that will allow individuals and companies to finance 100% of their residential and commercial solar systems throughout Southern California with a variety of finance programs.

The Ventura County based solar company specializes in roof top, ground mount and custom designed systems. They provide unique and custom applications for every roof type and design and install both on and off grid systems.

The number one emerging trend in residential rooftop solar is the shift from energy purchase agreements to solar loans that allow direct ownership of the system. According to Lester Salvatierra of First U.S. Finance, this sharply reduces the cost of capital because there is no buyout payment at the end of the finance term, at which point the owner has complete control of the system and enjoys 100% of the energy savings.