Bob Bell, CLFP, formerly worked in the corporate finance department of a NYSE Firm and has been a small ticket finance broker for over 25 years. He is a past president of the AACFB and board member of the CLFP Foundation.

Grace A. Garwood is a freelance writer and editor in Brooklyn, NY.

Jeff Barron is Managing Director, Head of Leasing National Sales for The Bancorp Commercial Fleet Leasing with 30 years of commercial fleet leasing experience.

Jeff Nager is Executive Vice President and Head of Commercial Lending at The Bancorp. In his role, Jeff leads the Small Business Lending and Commercial Fleet Leasing Teams. Prior to this position, he served as the Bank’s Head of Small Business Lending.

John Sparta is President of DLL’s Healthcare Global Business Unit. He is responsible for a portfolio of more than $2 billion as well as annual retail and wholesale new business volume over $1 billion.

Michelle Speranza is SVP, chief marketing officer at LEAF Commercial Capital and a member of Monitor’s Editorial Board.

These articles have been collaborated on by multiple members of the Monitor staff.

Patricia Voorhees is a director of The Alta Group in the Management Consulting and Merger and Acquisition Advisory Practices. She has more than 25 years’ experience in technology and commercial finance. Her areas of expertise include B2B fintech, vendor/captive leasing, mergers and acquisitions, small-ticket leasing and pricing. Voorhees is a frequent author and speaker on fintech in asset finance and serves on the steering committee for the Commercial Equipment Marketplace Council.

Patrick Gaskins, Senior Vice President Fleet Solutions at Corcentric Fleet Solutions, oversees both sales and operations for fleet offerings. Gaskins has grown the fleet services area by implementing an asset management database and a data-driven approach to providing clients with visibility into all areas of their fleet spend. He joined Corcentric in 2010, bringing over 30 years of experience as a financial services professional in the transportation industry.

Rita E. Garwood is editor in chief of Monitor.

Scott Nelson is the president and chief digital officer of Tamarack Technology. He is an expert in technology strategy and development including AI and automation as well as an industry expert in equipment finance. Nelson leads the company’s efforts to expand its impact on the industry through innovation using new technologies and digital transformation strategies. In his dual role at Tamarack, Nelson is responsible for the company’s vision and strategic planning as well as business operations across professional services and Tamarack’s suite of AI products. He has more than 30 years of strategic technology development, deployment and design thinking experience working with both entrepreneurs and Fortune 500 companies.

Valerie Gerard, a senior managing director with The Alta Group, leads the Strategy & Competitive Alignment practice. Leveraging her extensive career and areas of expertise, her research and consulting work for Alta clients has included a variety of market entry, capital markets access, rating agency advisory, investment community messaging, and market survey projects.