At this point, the question of whether we are in a recession yet is really just a matter of semantics. Not only has the economic news been negative month after month for some time, but new data from the leasing industry shows that payment delinquencies are now accelerating. There are some bright spots, however, as well as some reason to believe that the recession may be short lived.... read more

March/April 2008

In a speech on June 7, 1966, Robert F. Kennedy said, “There is a Chinese curse, which says, ‘May he live in interesting times.’ Like it or not, we live in interesting times...”... read more

March/April 2008

The last installment discussed the possibility of a lessor of vehicles being unable to rely on a lien notation on the Certificate of Title for purposes of perfection. This article continues this theme by discussing other issues related to inventory financing.... read more

January/February 2008

The influential Second Circuit Court of Appeals has become the latest federal circuit court to add its voice to the interpretation of a key provision upon which creditors can seek a determination that a debt is non-dischargeable in bankruptcy.... read more

January/February 2008

With the advent of a new generation of regulation, and pressure by ever-intensifying global competition, finance company executives are making greater demands of the information they receive from their line operations.... read more

January/February 2008

If you’re thinking of entering the healthcare leasing market, you might want to talk to a doctor first. This market is not for the faint of heart. All kidding aside, any doctor will tell you that the financial rewards are not what they once were. You won’t find any easy money in the medical field.... read more

January/February 2008

Capping a drama that reads more like a Hollywood script than a case of white-collar crime, federal agents in California closed a months-long undercover operation in November, pulling the lid off what prosecutors say was a nationwide lease-fraud racket.... read more

January/February 2008

With the current uncertainty about the economy and where it’s going in the near future, we look to collection companies to see if there is an obvious rise in defaults and repossessions. And although in some cases there are, participants in the Monitor’s Collections Roundtable are still playing a game of “wait and see.”... read more

January/February 2008

How does an executive take the reins at a well functioning and highly structured global equipment finance company and bring it to the next level? Recently, the Monitor sat down with Adam Warner, president at Key Equipment Finance, to discuss his pathway to success, his vision for the organization as well as his thoughts on the industry. Thoughtful in offering his view on various issues, he nonetheless had a great deal to say…... read more

January/February 2008

This article discusses trade-in credits available in the states of Illinois and Texas. These states have a lot of leasing activities within their borders, as well as unusually generous provisions for trade-ins. Both states’ statutes are a bit complex, so the provisions of each state’s framework will be reviewed in detail.... read more

January/February 2008

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January/February 2008

For all the upheaval in the wider economy, leasing analysts say not much has changed in the equipment finance sector. For asset managers, that means another year of intense competition, margin compression and increased residual assumptions as they do whatever it takes to “even the keel.”... read more

January/February 2008

For many years, bank regulators have been developing and refining the regulatory regime to ensure the safety of the global financial markets against shocks and event risk. Bank capital regulation and the consequent market reaction to the new regulatory measures are creating an environment with increasing motivation to adopt and apply sophisticated quantitative risk management tools.... read more

January/February 2008

Released on December 18, 2007, the U.S. Equipment Finance Market Study, commissioned by the Equipment Leasing & Finance Foundation and conducted by Global Insight, Inc., underscores the equipment finance sector’s role in the U.S. economy. What follows is a summary of the study’s key findings.... read more

January/February 2008

The following article explores the results of the 10th annual survey of mid- and large-sized U.S. manufacturing company CFOs commissioned by Bank of America Business Capital. Not surprisingly, CFOs are most concerned about the impact the deteriorating housing market and oil prices will have on the economy in 2008.... read more

January/February 2008